Best price for selling endowment

By This Is Money
Updated: 13:46 BST, 17 July 2006

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I have an endowment 政策 I wish to sell. How can I approach as many people as possible to sell it and get the best price? FB, Leicester

This is Money replies: Before deciding whether to sell or 降伏する your endowment 政策 you should se ek advice on the value of continuing it from a professional 独立した・無所属 財政上の 助言者.

If you do not have an 助言者 接触する the endowment provider and ask what 選択s are 利用できる to you and how much you would receive for the 降伏するd 政策. It is important to 重さを計る up the 投資 you have already made in the endowment, the sum 保証するd, the cost of 未来 支払い（額）s and how 井戸／弁護士席 managed the 政策 has been so far.

専門家s recommend that as a rough guide, if you would get 支援する いっそう少なく by selling or 降伏するing your endowment than you have put in to it, it could be 価値（がある） keeping it going.

If you decide that you no longer want to keep the 政策 running then you may be able to 伸び（る） 大幅に more by selling it than by 降伏するing it to the life company.

There is 現在／一般に high-需要・要求する for 貿易（する）d endowment 政策s (Teps) from 投資家s 捜し出すing a low-危険 投資 乗り物. Depending on the time left on the 政策 and the provider some can fetch up to 30% more than life companies will 申し込む／申し出.

The 協会 of 政策 Market 製造者s is the FSA-規制するd 団体／死体 that 代表するs 会社／堅いs who buy and sell with-利益（をあげる）s endowment 政策s. If you 接触する the APMM with your 政策 詳細（に述べる）s it will 循環させる them to its members, who will decide if they are 利益／興味d and, if so, make an 申し込む／申し出. The 過程 can take some time, but you may receive more than if you 降伏する the 政策, or 凍結する 支払い（額）s to make it paid up.
The APMM can be 設立する at www.apmm.co.uk.