Provident is 上昇傾向 as 競争相手s 退却／保養地

By This Is Money
Updated: 11:11 BST, 17 December 2007

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As High Street banks 強化する their lending 政策 in the 直面する of the credit crunch, more and more people are turning to specialist 貸付金s providers such as Provident 財政上の.

Provident today said it was 利益ing from the banks' 'r etreat from the 非，不，無-基準 消費者 credit market'.

長，指導者 (n)役員／(a)執行力のある Peter Crook said: 'We are very 井戸／弁護士席-基金d and able to take 十分な advantage of 現在の market 条件s at a time when an 増加するing number of 消費者s in the UK are having difficulty 得るing credit from High Street 貸す人s.'

In its home credit market, which 申し込む／申し出s cash sums up to £500, Provident said its 率 of 顧客 growth had 増加するd since July with numbers as at the end of November 3.8% up year-on-year. And 顧客 numbers at Vanquis Bank, the 会社／堅い's credit card 商売／仕事 始める，決める up three years ago for people with poor 財政上の histories, were also up nearly 60,000 during the year to more than 310,000 last month.

Provident said its 全体にわたる credit 質 had 改善するd, with more than two-thirds of 使用／適用s to Vanquis Bank 存在 拒絶する／低下するd.