Even as a TV presenter, I'm struggling to afford a home: The One Show's Michelle Ackerley 明らかにする／漏らすs all in Me & My Money

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TV presenter Michelle Ackerley is struggling to get on the 所有物／資産／財産 ladder にもかかわらず working 15-hour days as a BBC presenter.

The 32-year-old Mancunian, who has been helping to cover Alex Jones’ maternity leave from The One Show, has been saving hard for years to buy her own 所有物／資産／財産 近づく the family home in Cheshire, but is unable to afford one.

She believes house prices are too inflated and says the first thing she would do if she were （ドイツなどの）首相／（大学の）学長 would be to sort out the market and make it easier for first-time 買い手s to 購入（する） a home.

On 空気／公表する: The One Show’s Michelle Ackerley with Harry Hill and Matt パン職人

She would also like more social 住宅 built and to stop 私的な landlords from buying up homes ーするつもりであるd for people in 本物の need.

What did your parents teach you about money?

That you have to work for it. When I was growing up, my dad ran a 乗り物 財政／金融 商売／仕事 and my mum was a personal trainer. They were ? and remain ? 熱烈な entrepreneurs.

They made money, lost it and made it 支援する again. It taught me that doing something you enjoy 伴う／関わるs 危険. These might be 騒然とした times but you have got to stay 焦点（を合わせる）d and go for what you want.

Was money tight when you were growing up?

Both my parents were self-雇うd, earned good money and we had a good life. We would go on lovely holidays to fantastic places all around the world and they sent me to 私的な school.

But on the other 手渡す, they did not have a 正規の／正選手 行う coming in and they had to work hard for their money. いつかs, the market dipped or 需要・要求する for their 商売／仕事s was low.?

The 現在のing world is 類似の in that one minute you can be flavour of the month, the next moment you are not. That is やめる scary for me.

Michelle spent £1,200 on an L-形態／調整d sofa from Multiyork

It is really important for me to have money coming in every month as a result of growing up with self-雇うd parents. I want to be 安全な・保証する for the 残り／休憩（する） of my life.

I am saving as much as I かもしれない can. My career is going 井戸／弁護士席 but I am not stupid enough to think that is how it is going to be for the 残り／休憩（する） of my life. I know it is important to 計画（する） for the 未来 and to save today.

How much pocket money did you get as a child?

I did not get any 正規の／正選手 pocket money. My parents would give me 半端物 職業s to do, such as 広範囲にわたる the leaves off the driveway or washing up, and I would get money for that. The message was: if you need money, you have to earn it.

What was the first paid work you ever did?

Babysitting for 隣人s when I was 15. I get on really 井戸／弁護士席 with kids. I would 告発（する），告訴（する）／料金 £15 for an evening’s work and save everything I earned. I liked the feeling of saving and then 存在 able to buy something nice ? like a pair of shoes or a handbag.

Michelle Ackerley's favourite 扱う／治療する is a lemon and neroli Neom candle called Happiness

Have you ever struggled to make ends 会合，会う?

Yes, when my father’s 財政／金融 商売／仕事 went 破産した／（警察が）手入れする. I was at university at the time. My parents sold our family home to 支払う／賃金 their 負債s and started renting. I remember them not knowing how they were going to 支払う／賃金 the rent.

So I took on two part-time 職業s and moved 支援する in with my parents during my second year of university. That way, I could be there for them and get food in and 株 the cost of 石油 instead of spending the money I earned on rent.

But it was not about me supporting my parents. We pooled our 資源s because we were all in it together.

It was difficult to stay 焦点（を合わせる）d on my education while that was going on, but I did. No one around me could tell what was going on ? I just held my 長，率いる up and tried to forget that it was happening.

Spiralling: Michelle would like to buy her own 所有物／資産／財産, but house prices are out of 支配（する）／統制する

Have you ever been paid silly money for a 職業?

Not yet. I think people have a perception of presenters getting paid amazing 量s of money. Of course some do but I work 14 or 15-hour days and do not feel like I am getting paid a ridiculous 量.

What was the best year of your life ーに関して／ーの点でs of the money you made?

This year, definitely. It has all come together ーに関して／ーの点でs of my 現在のing. There is not just my One Show work. I am also 現在のing 会議 House 厳重取締 and the Crimewatch Roadshow over the summer, both for BBC1.

What is the most expensive thing you have ever bought yourself?

It has to be a £1,200 L-形態／調整d sofa from Multiyork.

What is the biggest money mistake you have ever made?

I have not really made any big 財政上の mistakes. I have wasted a lot of money on rent, but that was not really a mistake because I did not have a choice. I would like to buy my own 所有物／資産／財産, but house prices have spiralled out of 支配（する）／統制する. If you are 選び出す／独身, it is hard to get on the 所有物／資産／財産 ladder.

What has been your best money 決定／判定勝ち（する）?

Deciding to stop house-株ing. I started renting a one-bedroom flat this year. When you have a busy, sociable career, it is really nice to be able to go 支援する to your own place.

Do you save into a 年金 or 投資する in the 株式市場?

No. I am planning to start 投資するing in a 年金 in the next couple of months, but it is not a 優先 to 投資する in the 株式市場 権利 now. I would need to do some 研究.

Are you planning to buy a 所有物／資産／財産?

Yes. I have been saving hard for the past four years, and I am hoping to buy a one-bedroom or two-bed 所有物／資産／財産 soon. I want to buy where I am renting now, 近づく my friends and family in Alderley 辛勝する／優位, Cheshire, but 所有物／資産／財産 there is expensive. Realistically, I will not be able to buy this year.

Do you 支払う／賃金 off your credit cards in 十分な?

I have never had a credit card, but I am planning to get one. I have been nervous about spending money on a credit card in the past because I have always 手配中の，お尋ね者 to make sure I only spend what I can afford. But now I need to build up my credit 率ing to get a mortgage. Also, you can earn cashback and 忠義 points, so it can make 財政上の sense to use one.

What is the one little 高級な you like to 扱う／治療する yourself to?

Scented candles. My favourite is a lemon and neroli Neom candle called Happiness. It costs £40 and I think it does smell of happiness and success.

If you were （ドイツなどの）首相／（大学の）学長 what is the first thing you would do?

I would sort out 住宅. From the work I do on 会議 House 厳重取締, I know 需要・要求する for social 住宅 is high and that いつかs tenants are 告発（する），告訴（する）／料金d high rents by 私的な landlords.

To 減ずる 需要・要求する for social 住宅 I would try to make it easier for first-time 買い手s to put 負かす／撃墜する their 初期の deposit through greater 税金 incentives.?

I would 連合させる that with a cap on rents and I would definitely build more social 住宅 for people who are genuinely in need and stop 私的な 投資家s buying up social 住宅 所有物／資産／財産s in 本体，大部分／ばら積みの. It is a minefield, though, so I would 始める，決める up a working group to 研究 the best 解答s.

Do you think it is important to give to charity?

Yes. I think it is 重要な to give time 同様に as money if you can. I am a patron of 投機・賭ける Arts, a visual arts charity for children and adults with learning disabilities.

Michelle Ackerley was talking to Donna Ferguson

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