B&B 得るs risky 貸付金 rewards

By Patrick Hosking
Updated: 00:00 BST, 12 December 2003

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BRADFORD & Bingley today soothed worries about its 積極的な 押し進める into higher-危険 mortgages, 説 bad 負債s were low and that it would 会合，会う this year's 利益（をあげる） 予測（する）s.

を強調するing the かかわり合い to its 戦略 of lending to 非，不，無-基準 borrowers, the former building soci ety also 発表するd 計画（する）s to buy another £1.4bn of mortgages from American 財政／金融 house GMAC-RFC.

B&B, which now has about one-third of its £23bn 貸付金 調書をとる／予約する 延長するd to buy-to-let landlords and borrowers unable to 安全な・保証する normal 貸付金s, said credit 質 continued to be good and that its second-half 準備／条項 for bad 負債s would be 'low'.

It also 発表するd a 利益（をあげる）s 上げる in its 配当 arm, which 含むs a big 広い地所 機関 商売／仕事 and fastexpanding 網状組織 of 独立した・無所属 財政上の 助言者s.

Total 利益（をあげる）s would be in line with the 予測（する） 範囲 of £249m-£266m, it 約束d.

長，指導者 (n)役員／(a)執行力のある Christopher Rodrigues said: 'We approach 2004 with continuing strong 需要・要求する in our 核心 markets and healthy new 商売／仕事 pipelines.' He 予測（する） house price rises at a more 穏健な pace than in 2003, underpinned by low 失業 and 利益／興味 率s.

The 肯定的な picture contrasts with a difficult first half for B&B, when 堅い 貿易（する）ing in the IFA and 広い地所 機関 武器 led to a 落ちる in pre-税金 利益（をあげる）s from £135m to £132m.

需要・要求する for IFA 製品s remained subdued, it said, 'and we are 減ずるing costs accordingly'.