UK is Europe's credit card 資本／首都

By Sean Poulter for the Daily Mail
Updated: 00:00 BST, 3 November 2004

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BRITONS are '（麻薬）常用者d' to plastic and run up more than 60% of all credit card 購入（する）s in Europe. Some 67m cards were 広まる in the UK last year, accounting for more than half of those 問題／発行するd across 16 countries on the Continent, a 調査する 明らかにする／漏らすs.

It points t o the £1 一兆 負債 mountain piled up by families here, leaving many in 厳しい 財政上の difficulties.

However, the credit spree is 始める，決める to continue, によれば 小売 分析家 Datamonitor. It 予報するs that by 2008 there will be almost 93m credit cards in use in the UK, an 増加する of almost 40% on 2003.

Total 処理／取引s will 急に上がる by more than 42% to £154bn, says the 報告（する）／憶測.

財政上の services 分析家 Kieran Hines said: 'The UK is the most developed card market in Europe, and second only to the US 国祭的な. 消費者s here have grown 極端に comfortable in making 支払い（額）s by plastic card in 最近の years.

Hines said Europeans take on 負債 in a different-way. In Germany, many 消費者s have 接近 to overdraft 施設s up to three times their 月毎の salaries.

They are also more likely to （問題を）取り上げる the 申し込む／申し出 of instalment 財政／金融 when buying 世帯 items such as furniture and refrigerators.

In フラン, bank-問題／発行するd credit cards are rare, but 消費者s are happy to borrow on 蓄える／店 cards. In Britain, 優れた 負債 on credit cards has ロケット／急騰するd to more than £56bn.