Abbey 加速するs 職業 削減（する）s

By Michael Clarke
Updated: 16:23 BST, 10 May 2005

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ABBEY 国家の today 明かすd 計画（する）s for a その上の 1,000 職業 削減（する）s this year as new owner Banco Santander signalled a deeper shake-up at the bank, which it took over last year in a £9bn 取引，協定.

Abbey said it now 計画（する）s to shed 4,000 役割s by the end of this year, an 増加する on the 初めの 的 of 3,000. In a f irst ４半期/4分の1 貿易（する）ing 声明, the company said that 1,000 people have already left the 商売／仕事.

The reorganisation, which has already seen 2,400 役割s 除去するd from the 商売／仕事, is ーするつもりであるd to result in an 増加する in the number of 顧客-直面するing staff in 支店s but an 排除／予選 of 支援する-office accountants and 行政官／管理者s.

An Abbey 広報担当者 said the group needed to 減ずる 総計費s as its cost-to-income 割合 of 62% was much higher than the 40% 達成するd by High Street 競争相手s.

Abbey's new owner is looking to 生き返らせる the 商売／仕事 after a period of 激しい losses, 含むing a 赤字 of £984m in 2002. It is 押し進めるing ahead with another rebranding at Abbey, the second that the banking chain has undergone in いっそう少なく than two years.

貿易（する）ing (1)偽造する／(2)徐々に進むd ahead in the first ４半期/4分の1. Abbey said it had made a 肯定的な start to 2005 with 歳入s stabilising and 貿易（する）ing costs £20m lower than the same period a year earlier. 甚だしい／１２ダース mortgage lending during the ４半期/4分の1 攻撃する，衝突する £5bn, £1.7bn below last year's 人物／姿／数字 for the same period, 最高潮の場面ing the 減産／沈滞 in the 所有物／資産／財産 market.

にもかかわらず the 落ちる, Abbey's 株 of the mortgage market was at its strongest for 15 months at 8.8%. Credit card 開始s and 甚だしい／１２ダース unsecured lending were both 井戸／弁護士席 up on the comparative period in 2004, while bank account 開始s were 一貫した.

長，指導者 (n)役員／(a)執行力のある Francisco Gomez-Roldan said: 'It is too 早期に for the changes we are making to have had any meaningful 衝撃 on sales 業績／成果, but the first ４半期/4分の1 results nonetheless 含む some encouraging 早期に 調印するs.'

'Mortgage 是認s are 改善するing, with our 全体にわたる 株 of 是認s better than at any point in the last 15 months. The turnaround in 貯金 流入s, credit card 開始s and unsecured personal 貸付金 sales is also 増加するing.'

In February, the UK bank 報告（する）／憶測d 年次の pre-税金 利益（をあげる）s of £273m, にもかかわらず £564m of 再編成 告発（する），告訴（する）／料金s. This compared with losses of £686m in 2003.

First ４半期/4分の1 利益（をあげる）s at parent S antander, 一方／合間, rose 38.5% to ?1.19bn. The company said 利益（をあげる）s would have been 20.6% higher without the 傾向 of Abbey.