IBM to の近くに final salary 年金 計画／陰謀

By This Is Money
Updated: 09:17 BST, 8 July 2009

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Computer 巨大（な） IBM today 発表するd it will become the 最新の major company to の近くに its final salary 年金 計画／陰謀.

Shutting 負かす／撃墜する: IBM will の近くに its final salary 計画／陰謀

IBM joins a growing 名簿（に載せる）／表（にあげる） of companies to の近くに the 計画／陰謀, which 供給する 退職 income based on length of service and salary.

BP and Barclays have recently 溝へはまらせる／不時着するd their final salary 計画／陰謀s.

The news of IBM's 計画／陰謀 終結 comes just weeks after a major 調査する by accountants PWC 設立する that almost all blue-半導体素子 companies 収容する／認める their final salary 計画／陰謀s are 'unsustainable'.

IBM's final salary 計画／陰謀 will be の近くにd to 存在するing UK members, 影響する／感情ing around 5,000 staff. The group is 開始する，打ち上げるing a 協議 with staff 影響する／感情d by the 終結.

IBM's final salary 計画／陰謀 was の近くにd to new members in 1997.

Last month BP ? which has a 69,000-strong 年金 基金, one of the largest in the UK ? 発表するd it was の近くにing its 計画／陰謀 to new members, while Barclays bank said was shutting its final salary 年金 altogether and transferring its 18,000 staff members to a hybrid one instead.

It is thought IBM is making the 決定／判定勝ち（する） 予定 to 速く-rising costs of the いわゆる defined 利益 年金 基金 putting 圧力 on the company's 未来 業績／成果.

IBM said: 'Taking 活動／戦闘 to 持続する competitiveness in the marketplace and introduce greater predictability to long-称する，呼ぶ／期間／用語 年金 準備／条項 costs, IBM UK has communicated to UK 従業員s initiation of a 協議 過程 regarding a 一括 of 年金s-関係のある 提案s.

'These 提案s 含む enhancements to the defined 出資／貢献 計画（する） for all IBM UK 従業員s, and 終結 of the defined 利益 計画（する）s for 存在するing defined 利益 members.'

IBM staff will be 協議するd in a 60-day formal 過程 that starts on August 5.

It is 不明瞭な when IBM is planning to の近くに the 計画／陰謀, 説 it will make a final 決定／判定勝ち（する） on 提案s only after the staff 協議.

終結 of the IBM 基金 would bring its UK 年金 準備／条項s in line with those in its US 操作／手術s, where it の近くにd the defined 出資／貢献 計画／陰謀 to new and 存在するing members last January.

最近の 研究 showed the 基金ing 不足（高） 直面するd by the UK's biggest defined 利益 年金 計画／陰謀s nearly 二塁打d during June.

The country's 200 largest defined 利益 計画／陰謀s, 含むing final salary 年金s, had a 集団の／共同の 赤字 of £73bn at the end of the month, によれば Aon 協議するing.