Mortgage mogul's 悲惨な 警告: Millionaire 明らかにする／漏らすs even HE couldn't 支払う／賃金 the mortgage and was 軍隊d to sell during 利益／興味 率 大混乱 - as he 配達するs VERY frank advice to struggling families

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One of Australia's 最高の，を越す mortgage 貸す人s has 問題／発行するd a 悲惨な 警告 to homeowners after 利益／興味 率s reached a 10-year high: Sell now before it's too late.?

実業家 and ex-Celebrity 見習い工 host 示す Bouris told Daily Mail Australia he was 軍隊d to sell his house in 1990 when 公式の／役人 利益／興味 率s 攻撃する，衝突する a 記録，記録的な／記録する 17.5 per cent and the country 急落（する），激減（する）d into 後退，不況 a year later - and 警告するd history may be 始める，決める to repeat.?

Reserve Bank 知事 Philip Lowe on Wednesday told a 上院?審理，公聴会 in Canberra this month's ninth 連続した 利益／興味 率 引き上げ（る） - taking the cash 率 to 3.35 per cent - would be far from the last.?

普通の／平均（する） borrowers 支払う／賃金ing off $600,000 on a 30-year 貸付金 称する，呼ぶ／期間／用語 are now 支払う／賃金ing $3,303 a month - a 43 per cent jump from $2,306 in May 2022 - and その上の 率 rises this year are all but 確かな .?

Mr?Bouris, one of Australia's 最高の，を越す 財政上の 助言者s and?創立者 of mortgage 貸す人 Wizard Home 貸付金s, said today's 引き上げ（る）s reminded him of 1990 when Reserve Bank 的 利益／興味 率s 攻撃する，衝突する 記録，記録的な／記録する highs and he was 軍隊d to sell his home.?

He said families today need to 'bite the 弾丸' and consider doing the same because the worst could be yet to come.?

'My kids were young and we had to move out and rent a place. That wasn't 広大な／多数の／重要な. They 手配中の，お尋ね者 to know why we were leaving and I had to explain it,' he told Daily Mail Australia.?

'[My wife] would ask when would we have the 安全 of our own place again ... I was a young guy and I felt a bit embarrassed about the 状況／情勢.'?

Mr Bouris said his family spent four or five years in the 賃貸しの home before finding their feet and getting 支援する on the 買い手s' market.?

He said the struggle of selling the family home and moving into a 賃貸しの was 堅い, but it was the 権利 決定／判定勝ち（する） for their 未来.

'You've got to bite the 弾丸 いつかs and realise that selling now is probably better than selling later,' he said.?

'I had to sell my home and I think a lot of Australians are in a 類似の place this time. Don't feel embarrassed. いつかs, it's just how it is.'

Monika Radulovic and 示す Bouris …に出席する the 開始する，打ち上げる of IWC Schaffhausen's 操縦するs watch 開始する，打ち上げる at Sydney Theatre Company

Mr Bouris published a ビデオ on TikTok where he asked Aussies struggling with 利益／興味 率 引き上げ（る）s to get in touch.?

Within a few hours, he was inundated with messages.?

'I've had to 現実に put up another 地位，任命する 説 please just 持つ／拘留する off sending because I've had hundreds of 返答s,' he said.??

'I've had 返答s from people struggling because of all sorts of circumstances.?

'There's 国内の 暴力／激しさ where people had to move out or one of the partners has had to leave and the other is left with the mortgage and can't 持続する it on a 選び出す／独身 income.?

'Others have had problems with 商売／仕事s ... because of COVID - and they can't now afford to 支払う／賃金 the new 利益／興味 率s.?

'I've had literally hundreds [of messages] and I've probably replied to maybe 60 - but each one 要求するs a fair bit of time and 成果／努力.'

He said one of the major 問題／発行するs he's come across is the new variable 率 kicking in.?

Mr Bouris (pictured in 1990) said it reminded him of the 1990s, when 後退，不況 and a poor 経済的な 気候 saw him sell his own home

Mr Bouris, who is the 創立者 and chairman of Wizard Home 貸付金s, Australia's second largest 非，不，無-bank mortgage 貸す人, published a ビデオ on TikTok where he asked Aussies struggling with the mortgage 危機 to get in touch

The 時代 of the 記録，記録的な／記録する-low 0.1 per cent 利益／興味 率 in 2021 saw borrowers take advantage of home 貸付金 率s of two per cent or lower.

But now more than 800,000 貸付金s, 一時的に 直す／買収する，八百長をするd with those ultra-low 利益／興味 率s, will 満了する／死ぬ this year - and those mortgage 支えるもの／所有者s will 直面する a 大規模な 増加する in 返済s.?

Dr Lowe told the 上院 審理，公聴会 on Wednesday the 状況／情勢 for homeowners would get worse before it gets better.

'There is a 危険 that we have not yet done enough with 利益／興味 率s and spending is more resilient and that インフレーション stays high,' he said.

'If インフレーション stays high, it's very 損失ing for the economy, it より悪くするs income 不平等, it makes it harder for 商売／仕事s to 計画（する）, it erodes the value of people's 貯金, it's corrosive for the economy.'

Dr Lowe 警告するd より悪くするing インフレーション would lead to even higher prices and higher 失業, 言及／関連ing the 早期に 1990s when the 失業率 攻撃する，衝突する 二塁打-digit 人物／姿／数字s even after a 後退，不況.?

'We've got to be attentive to the 危険 from higher インフレーション - it's more than 30 years since we had higher インフレーション, I think many people have forgotten the really, serious 損失 that does to people, to 暮らしs, the 機能（する）／行事ing of the economy if it 固執するs,' Dr Lowe said.?

Dr Lowe 定評のある it was 'really, really hard for some people' who would have to 戦う／戦い 'a very big 増加する in their mortgage 支払い（額）s'.?

However he 公式文書，認めるd that he had to?取り組む インフレーション running at a 32-year level of 7.8 per cent to 避ける a repeat of 1990 when 給料 growth failed to keep pace with price rises.

'When we're raising 利益／興味 率s... it's 人気がない in large parts of the community, 特に given the history of the lower 利益／興味 率s over the years,' he said.

'It is 人気がない and it's the 職業 of the central bank to do what's 人気がない in the 国家の 利益／興味 and that's what we're doing.

'If we don't get on 最高の，を越す of this, the 苦痛 will be worse.'

But Dr Lowe, who is on a $1,037,709 remuneration 一括, said he understood borrowers were doing it 'really, really 堅い'.

示す Bouris is pictured with former U.S. 大統領，／社長 Donald Trump

'I read those letters and hear those stories with a very 激しい heart,' he said.

'I find it 乱すing. People are really 傷つけるing, I understand that, but I also understand that if we don't get on 最高の，を越す of インフレーション it means even higher 利益／興味 率s and more 失業.'

Mr Bouris 攻撃する，衝突する out at the 政府 and Reserve Bank for putting Aussies in the position of having to sell their homes - and 申し込む／申し出d advice for those struggling with rising mortgages.

'If I was in that position, if that was me, knowing my circumstances, I would sell now rather than sell in six months time because I think the chances are that you get a better price now,' he said.?

'I don't see why the 政府 should put people through that. The 政府 have raised 優れた 量s of 税金s over the last couple of years .?

'The 政府 is in a position to probably give a little bit 支援する to those people who are going to 苦しむ during this インフレーション fighting period.'

Mr Bouris was unimpressed with the 政府's 活動／戦闘s 取り組むing the 危機 and said its 政策s during Covid made the 状況／情勢 worse - with the Reserve Bank in 2020 and 2021 供給するing $188billion to the banks to 供給する cheap 貸付金s as Canberra spent $300billion on 福利事業 対策 like JobKeeper and 上げるing the 施し物.

'政府s 原因（となる） インフレーション because they give money and people think, "oh, that's 解放する／自由な money. I'll go and spend it",' he said.

'During Covid, they gave the banks money to lend money to people to buy houses. They gave it to banks really cheap. So therefore, the banks pass that on to borrowers really cheap. We gorged ourselves with cash and then we gorge ourselves once the lockdown の近くにd off.???

'We gorged ourselves with 高級な. We went on holidays, we bought second-手渡す cars, we bought four wheel 運動s, televisions, we just rewarded ourselves ridiculously and that is human behaviour.?

'Both the 政府 and the Reserve Bank created インフレーション. Now they are trying to 直す／買収する，八百長をする インフレーション and mortgage 支えるもの／所有者s are going to 支払う／賃金 it. I just think that's rea lly 不公平な.'

As a 解答, he called on the 政府 to 申し込む／申し出 a rebate to mortgage 支えるもの／所有者s.?

'If you have a rebate off 税金 for a mortgage, let's say a million or いっそう少なく, then that will help them keep their 長，率いるs above the water while 利益／興味 率s keep rising,' he said.

'Make it $2,000, for example. That $2,000 you then make an 使用／適用 to the 税金 Office for. The $2,000 rebate will be 分配するd to you and it will help borrowers who need it.

'I think that'd be a 広大な／多数の／重要な 経済的な 政策 for the 政府 to bring out the next 予算, it makes sense.'

財政／金融 guru David Koch 爆発するs over 利益／興味 率 debacle and says EVERY Australian who took Reserve Bank 知事's 'derelict' advice should get their 貸付金 保証（人）d?

Sunrise host David Koch?has called on the 政府 to 保証（人） every home 貸付金 taken out on the 'derelict' advice of Reserve Bank 知事 Philip Lowe that 利益／興味 率s would not rise until 2024.?

The Reserve Bank 知事 will 直面する a 取調べ／厳しく尋問するing in 連邦の 議会 on Wednesday over the nine 早い 率 利益／興味 rises that have have occurred since he 予測（する） that they would not go up until 2024.?

利益／興味 率s rose to 3.35 per cent last week - the highest they have been in 10 years.?

The succession of 利益／興味 率 rises mean thousands of 世帯s are 直面するing the いわゆる mortgage cliff, as low 直す／買収する，八百長をするd-率 mortgage 取引，協定s 満了する／死ぬ and the higher 利益／興味 paymen ts begin.

Koch said many who 投資するd on Mr Lowe's erroneous 予測（する） could lose their homes.

'All of these Australian 世帯s, imagine the emotional 圧力 you would be going under at the moment, 直面するing the prospect of a sale on your house,' he said on the Channel Seven breakfast program on Wednesday.

'It would be destroying families and destroying 関係s. That's the human 味方する of it.'?

Koch 提案するd the Albanese 政府 should go to the banks and say 'we will 保証（人） these people's 貸付金s because they followed the derelict advice of the Reserve Bank'.

'They've still got to 支払う／賃金ing their 貸付金s but many of them are in 消極的な 公正，普通株主権 and the bank will be on the 瀬戸際 of selling them out,' Koch said.

'It's not a handout, it's just 説 to the bank, don't の近くに them 負かす／撃墜する, we will 保証（人） it until things 改善する.'

消極的な 公正，普通株主権 occurs when a 所有物／資産／財産 is valued at いっそう少なく than the 貸付金 taken out to 購入（する） it.?

Koch's Sunrise co-host Natalie Barr 最初 raised her eyebrows in shock at the suggestion but by the end of the explanation she was nodding in 協定.?

The Reserve Bank 知事 will 直面する 上院 見積（る）s on Wednesday.

Last week, the Reserve Bank 解除するd 利益／興味 率s to 3.35 per cent, in the 最新の 増加する.?

RBA boss Dr Lowe (pictured) will be feeling the heat today when he 直面するs a 取調べ／厳しく尋問するing in 議会 over the 早い rise of 利益／興味 率s

For those coming off 直す／買収する，八百長をするd 率 取引，協定s this could mean a jump from 支払う／賃金ing 2 per cent of their 貸付金 to over 5 per cent.??

This means an extra $1,114 for a borrower with an 普通の／平均（する） $600,000 home 貸付金 who is coming off an ultra-low 直す／買収する，八百長をするd 率 of 2 per cent and moving on to a new 5.26 per cent variable 率 mortgage.?

Dr Lowe??will be questioned by the 経済的なs 法律制定 委員会 as the Reserve Bank?foreshadows more 利益／興味 率 rises to rein in インフレーション, which grew by 7.8 per cent 毎年 in the December ４半期/4分の1.?

The 連邦の 政府 is 関心d about the 800,000 mortgage 支えるもの／所有者s on 直す／買収する，八百長をするd 率s yet to feel the 十分な brunt of 増加するing 率s.

The 未来 of the RBA's leadership has also come under question ahead of the treasurer's 決定／判定勝ち（する） on whether to 延長する his 称する，呼ぶ／期間／用語 in the second half of 2023.

Several MPs, includi ng Labor backbenchers, have questioned the 未来 of Dr Lowe based on the RBA's 予測s 問題／発行するd during the pandemic that 利益／興味 率s would not rise until 2024.

Treasurer Jim Chalmers has 辞退するd to comment on Dr Lowe's 未来 as Reserve Bank 知事.

The RBA is also 支配する to an 独立した・無所属 調査, with the findings 予定 in March.

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