One in ten over-75s is still 支払う／賃金ing off a mortgage with an 普通の／平均（する） 負債 of £52,000

• 熟考する／考慮する finds one in five is 生き残るing on £24 - or いっそう少なく - a day
• Women 'more than twice as likely as men' to be in the poorest 部類

By Becky Barrow for MailOnline
Updated: 01:31 BST, 7 December 2011

One in ten pensioners 老年の 75 and above still has a mortgage, an 権威のある 報告（する）／憶測 明らかにする／漏らすs today.

The typical size of the 貸付金 is £52,500 ? 二塁打 the 人物／姿／数字 for the 普通の／平均（する） 年次の salary, and a 調印する of how large the pensioners’ 負債 mountain is.

The 報告（する）／憶測 also 明らかにする／漏らすs the 破滅的な 衝撃 of the 経済的な 危機 on older people, 攻撃する，衝突する by the 手足を不自由にする／（物事を）損なうing cost of living, 特に if they are 生き残るing on a 直す／買収する，八百長をするd income.

Dipping into their 貯金: On 普通の／平均（する）, their nest egg is 価値（がある） nearly 30 per cent いっそう少なく than it was 価値（がある） 12 months ago

The 熟考する／考慮する of 11,600 people 老年の 55 and over, from 保険 provider Aviva, said it has been an ‘annus horribilis’ for millions.

One in five of them is 生き残るing on an income of £24 ? or いっそう少なく ? each day, it said. While the 普通の／平均（する） income for this age group is £1,285 a month, 20 per cent are living off ‘いっそう少なく than £750 per month’, によれば the 報告（する）／憶測.

Women are more than twice as likely as men to be in the poorest 部類, with 30 per cent of women 影響する／感情d compared with only 14 per cent of men. The 熟考する／考慮する also 設立する that many pensioners had been dipping into their 貯金 to help make ends 会合，会う.

On 普通の／平均（する）, their nest egg is 価値（がある） nearly 30 per cent いっそう少なく than it was 価値（がある） 12 months ago, because they have no choice but to use their 貯金 to keep? financially afloat.

In December last year, the 普通の／平均（する） nest egg was £15,262. Today it is 価値（がある） just? £11,153, a 劇の 減少（する） of 27 per cent, or more than £4,000.

While their 貯金 have dropped, their 負債s have jumped, a その上の 調印する of? how many old people are 存在 押し進めるd to the brink.

The poorer sex: Women are more than twice as likely as men to be in the poorest 部類, with 30 per cent of women 影響する／感情d compared with only 14 per cent of men

On 普通の／平均（する）, a typical person over the age of 55 had 負債s of just under £20,000? at the start of the year, but their 負債s now total nearly £22,000.

To make 事柄s worse, this 人物／姿／数字 除外するs any mortgage 負債. It only 含むs? other types of 負債, such as credit cards, personal 貸付金s, 雇う 購入（する） and? overdrafts.

Clive Bolton, a director of Aviva, said: ‘With income levels 落ちるing and? インフレーション rising, it is going to make it difficult for some to 持続する their? 基準 of living, and to 安全な・保証する a comfortable 退職 income for? themselves.’

He 控訴，上告d to young people to soberly think about their 退職, and start? saving as soon as possible.

The 報告（する）／憶測 said the typical age at which a person starts to 活発に think? about their 退職 is not until they are 48, but many fail to do anything? about it.

Dr David 吊りくさび, a psychologist, said many people fail to 計画（する） for their? 退職 because they regard it as ‘a psychological death’.

He said: ‘Even the most sensible and intelligent men and women fail to 準備する? 適切に for the day they retire.’

The findings 最高潮の場面s how Britain’s culture of 負債 is hitting even the? oldest people in society, and how 速く the number of pensioners with? mortgages has grown over the last six months.

The 熟考する／考慮する 設立する five per cent of pensioners 老年の 75 and above had a mortgage in? June, rising to seven per cent in September and 10 per cent today.

全体にわたる, three in four people in this age group who are homeowners do not have? a mortgage, and own their 所有物／資産／財産 完全な after a lifetime of 貸付金 返済s.

Mr Bolton said: ‘The fact that one in ten over-75s are still 返すing a? mortgage is worrying as they are いっそう少なく likely to be working and more likely to? have a 直す／買収する，八百長をするd income.’

Around 11,600 people 老年の 55 and above were interviewed for the 報告（する）／憶測, which? is 行為／行うd every three months.