直す／買収する，八百長をするd mortgage 落ちるs to just 0.99%: Santander could 誘発する／引き起こす price war with 18-month 取引，協定 as 貸す人 戦う／戦い for 商売／仕事

  • The new 率 would cost £565 a month to borrow £150,000 for 25 years
  • After 18 months it would switch to the bank's 基準 variable 率
  • 買い手s need a 逮捕する deposit of 40 per cent to get the 取引，協定 ?

By James Burton Banking 特派員 For The Daily Mail

Published: | Updated:

Housebuyers are 存在 申し込む／申し出d a 直す／買収する，八百長をするd-率 mortgage at below 1 per cent as 貸す人s 戦う／戦い for 商売／仕事 まっただ中に 記録，記録的な／記録する low 利益／興味 率s.

Santander’s 0.99 per cent 18-month 直す／買収する，八百長をする will be seen as a gauntlet thrown 負かす／撃墜する to 競争相手s and could 誘発する／引き起こす a fresh price war.

There is 猛烈な／残忍な 競争 for borrowers as banks 捜し出す to 増加する their market 株 in the 直面する of rising house prices.

The fixed-rate mortgage falls below one per cent as Santander could trigger a price war over their 18-month fix. The new rate would initially cost £565 a month to borrow £150,000 over 25 years. After 18 months, payments would increase to £833

The 直す／買収する，八百長をするd-率 mortgage 落ちるs below one per cent as Santander could 誘発する／引き起こす a price war over their 18-month 直す／買収する，八百長をする. The new 率 would 最初 cost £565 a month to borrow £150,000 over 25 years. After 18 months, 支払い（額）s would 増加する to £833

‘What you’re seeing is the 結果 of having to compete pretty hard in a very （人が）群がるd market ,’ said David Hollingworth of 仲買人 London & Country. ‘Borrowers have got some brilliant 率s on 申し込む／申し出.’ The Santander 貸付金 snatches the 栄冠を与える for lowest price from Chelsea Building Society, which is next-best with a two-year 直す／買収する，八百長をする of 1.17 per cent.

But it still can’t match the 記録，記録的な／記録する 始める，決める by HSBC which last summer 申し込む／申し出d a 0.99 per cent mortgage 直す／買収する，八百長をするd for two years.

At the new Santander 率 it would 最初 cost £565 a month to borrow £150,000 for 25 years. After 18 months this would switch to the bank’s 基準 variable 率, 現在／一般に 4.49 per cent, meaning 支払い（額）s would rise to £833. The total cost of the mortgage 含むing 料金s would be £246,575.

買い手s need a deposit 価値（がある） at least 40 per cent of their house’s value to get the 取引，協定. Although it is the lowest 直す／買収する，八百長をするd 率 on the mortgage, the £1,499 料金 is higher than 競争相手s. And 18 months is likely to be too short for many 買い手s as it does not 申し込む／申し出 the 保護 longer 直す／買収する，八百長をするs 供給する against a move in the Bank of England 利益／興味 率.

18 months is likely to be too short for many buyers as it does not offer the protection longer fixes provide against a move in the Bank of England interest rate (file photo)

18 months is likely to be too short for many 買い手s as it does not 申し込む／申し出 the 保護 longer 直す／買収する，八百長をするs 供給する against a move in the Bank of England 利益／興味 率 (とじ込み／提出する photo)

現在／一般に 0.25 per cent, it could start to rise next year if the economy remains resilient.

A five-year 直す／買収する，八百長をする is the most popular, with the best 率 存在 Tesco Bank’s at 1.78 per cent.

It would 最初 be £620 a month to borrow £150,000, and the 全体にわたる cost after 25 years would be £218,777.

Borrowers would need a deposit of at least 40 per cent.?

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