Our apartment roof was ripped off to build a whole new 床に打ち倒す above us... and there was NOTHING we could do: Family's nightmare year after their £275,000 flat was left in 廃虚s
- EXCLUSIVE: Kate, 40, and son Nathan, 13, left their flat after 天井 fell in
- They （人命などを）奪う，主張する their lives were 廃虚d after freeholder built two flats on 最高の，を越す of them
- Are YOU having a nightmare with your freeholder? Email oliver.price@mailonline.co.uk
These are the shocking images that show the utter 荒廃 原因（となる）d when a freeholder ripped off the roof of a 封鎖する of flats and tried to build two new flats on 最高の，を越す -? leaving the leaseholders beneath homeless and thousands of 続けざまに猛撃するs out of pocket.
The pictures of the 大虐殺 were taken in the flat of Kate Morris after days of water （機の）カム 噴出するing in, which 結局 led to its 天井 崩壊（する）ing, leaving her two-bedroom home looking like a 爆弾 場所／位置.
She is the owner of one of six leasehold flats in the two-storey 封鎖する in Ashford, Surrey, who 設立する themselves 軍隊d to leave their homes after the multi-millionaire owner of the freehold to the 所有物／資産／財産 除去するd the roof and started work to build two new flats above where she lives.
It kick-started a 悲惨な chain of events which the owners of the flats （人命などを）奪う，主張する have made their lives hell, driven them to the brink of 自殺 and 破産 and graphically 最高潮の場面d the 不正 of the leasehold system which has 廃虚d the dream of home 所有権 for millions.
They are now locked in a 共同の 高くつく／犠牲の大きい 合法的な 戦う／戦い as they 試みる／企てる to 回復する around £100,000 from the freeholder for 修理s and 補償（金）, 持続するing that they have been 妨害するd every step of the way as he 否定するs 義務／負債 for the 損失, 非難するing scaffolders for the problems.
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/div> These are the shocking images which show the utter 荒廃 原因（となる）d when a freeholder ripped off the roof of a 封鎖する of flats and tried to build two new flats on 最高の，を越す
The pictures of the 大虐殺 were taken in the flat of Kate Morris (centre) after days of water （機の）カム 噴出するing in, which 結局 led to its 天井 崩壊（する）ing
The freeholder Ameen Raza (pictured) 拒絶する／低下するd to comment when approached by MailOnline
Their woes started in May 2022 when 建設業者s arrived to start work on 建設するing two new flats, 除去するing the roof of the building and leaving the 天井 of Kate's 最高の，を越す 床に打ち倒す flat exposed.
She told MailOnline: 'It's been a 災害 since day one. The construction 場所／位置 was very dangerous, stuff was 存在 thrown around, 建設業者s were urinating in the garden and once they 除去するd the roof of the building, my 天井 had no 保護 because it wasn't waterproofed 適切に.
'This was an 事故 waiting to happen and I kept on telling the owner of the freehold and the 建設業者s that the work was not 存在 done 安全に.'
Kate, 40, lived in the flat, which she 購入（する）d in 2016 for £275,000 with her son Nathan, 13 and their two dogs.?
They were 軍隊d to leave last August に引き続いて days of 豪雨, which 原因（となる）d 厳しい flooding as water 注ぐd into the flat through light fittings in the 天井. At the time, there was 137 years remaining on her 賃貸し（する）.
They went to stay with her parents but days later, the 天井 of her flat 崩壊（する）d, leaving electric wires exposed, broken 麻薬を吸うs and がれき strewn across the 床に打ち倒す, 原因（となる）ing such 荒廃 that it 似ているd the scene of an 爆発.
They were 軍隊d to leave last August に引き続いて days of 豪雨, which 原因（となる）d 厳しい flooding as water 注ぐd into the flat through light fittings in the 天井
Days later, the 天井 of her flat 崩壊（する）d, leaving electric wires exposed, broken 麻薬を吸うs and がれき strewn across the 床に打ち倒す
Kate, 40 (left), lived in the flat, which she 購入（する）d in 2016 for £275,000 with her son Nathan (権利), 13 and their two dogs
Since then, Kate has remained with her son living at her parents' home nearby and is 軍隊d to sleep on the 床に打ち倒す because of a 欠如（する） of space.
Her 隣人 Laura Morris, 30, lived in a 最高の，を越す 床に打ち倒す flat opposite with her partner Thomas Penson, 34 and their two dogs.?
They left last November 主張するing that they did not feel 安全な after part of the 天井 （機の）カム away from the 塀で囲む, continuing damp 問題／発行するs and pieces of plaster and other 破片 started 落ちるing on them.
They 購入（する）d their flat in 2019 for £250,000 and had 87 years remaining on their 賃貸し（する） when 災害 struck.
The freehold to the Ashford 所有物／資産／財産 was 購入（する）d two years ago for £153,000 by a company called Magnitude 開発s 限られた／立憲的な, which is controlled by Ameen Raza, 29 who runs a 網状組織 of 所有物／資産／財産s and 商売／仕事s 価値（がある） millions of 続けざまに猛撃するs.
The freehold （機の）カム with planning 許可 for two flats to be 建設するd, which was 認めるd in December 2019.
But leaseholders （人命などを）奪う，主張する that they had little 支配（する）／統制する in how the work was carried out and that their 嘆願s that it was not 存在 done 安全に went unheard.
Buying leasehold means you have the 権利 to 占領する a 所有物／資産／財産 for a 始める，決める period, but the freeholder 保持するs 支配（する）／統制する of the building and the land it sits on.
It is most ありふれた with flats and freeholders may 課す 制限s on what leaseholders can do to the 所有物／資産／財産 and carry out 作品 without their 許可 if they have the necessary 当局.?
Planning 文書s of the elevation 見解（をとる） of the building with its 提案するd two new 床に打ち倒すs
提案するd 床に打ち倒す 計画（する）s for the new levels of the apartment 封鎖する in Ashford, Surrey
Her 隣人 Laura Morris (picturted), 30, lived in a 最高の，を越す 床に打ち倒す flat opposite with her partner Thomas Penson, 34 and their two dogs
They left last November?after part of the 天井 （機の）カム away from the 塀で囲む, continuing damp 問題／発行するs and pieces of plaster and other 破片 started 落ちるing on them
They can also 告発（する），告訴（する）／料金 ground rent and serv ice 告発（する），告訴（する）／料金s for 株d areas such as gardens.
Central to the 論争 between the 居住（者）s of the Ashford 封鎖する and the freeholder has been the 量 of 損失 that was 原因（となる）d by the 作品.
An 独立した・無所属 surveyor's 報告（する）／憶測 設立する that 損失 原因（となる）d to Kate's flat 量d to £47,000.
Leaseholders （人命などを）奪う，主張する that they had little 支配（する）／統制する in how the work was carried out and that their 嘆願s that it was not 存在 done 安全に went unheard
An 独立した・無所属 surveyor's 報告（する）／憶測 設立する that 損失 原因（となる）d to Kate's flat 量d to £47,000
She also （人命などを）奪う，主張するs that almost £7,000 価値（がある） of her personal 所有／入手s were 損失d 予定 to flooding and the 天井 崩壊（する）.
She 見積（る）s that her, Laura and another 隣人 who is part of their 合法的な 活動／戦闘 have already spent around £20,000 on 合法的な 料金s and that this could 二塁打 or even treble as it may take another year for the 事例／患者 to come to 法廷，裁判所.
料金s for lawyers …に出席するing 法廷，裁判所 and 専門家 証言，証人／目撃するs can 範囲 from £400 to £800 per hour.
She also 支払う／賃金s £500 per month rent to her parents but has no mortgage on her flat.
Kate 明らかにする／漏らすd that she has had to take out two 貸付金s and borrow money from her father to help 支払う／賃金 for 合法的な 活動／戦闘 and 生き残る financially.?
She has also been 軍隊d to sell many of her personal 所有／入手s and recently put her beloved モーター bike up for sale.
She also （人命などを）奪う，主張するs that almost £7,000 価値（がある） of her personal 所有／入手s were 損失d 予定 to flooding and the 天井 崩壊（する）
She 見積（る）s that her (権利), Laura (left) and another 隣人 who is part of their 合法的な 活動／戦闘 have already spent around £20,000 on 合法的な 料金s
The freeholder Mr Raza is pictured 会合 with 公式の／役人s from the Health and Safety (n)役員／(a)執行力のある?
She cried: 'I never 高く評価する／（相場などが）上がるd until now how 権力のない leaseholders are. You think you own your own 所有物／資産／財産, but you don't have any 支配（する）／統制する over it. You have very little say over your own 所有物／資産／財産.'
Laura was 軍隊d to move to Coventry with her partner and two dogs as they were unable to afford 地元の rents.?
She travels 負かす／撃墜する to Slough for her 職業 as a Family Support 労働者 for two days every other week, staying with 親族s.
An 独立した・無所属 surveyor's 報告（する）／憶測 （人命などを）奪う，主張するd that £12,000 価値（がある） of 損失 had been 原因（となる）d to her flat.
In 新規加入, her and her partner continue to 支払う／賃金 a mortgage of almost £1,000 on their flat, にもかかわらず it 存在 empty; basic 公共事業（料金）／有用性 法案s of around £24 per month and 会議 税金 at £190 per month.?
They also 支払う／賃金 £150 per month for 貯蔵 of their 所有／入手s and £400 per month rent to friends in Coventry who are putting them up.
An 独立した・無所属 surveyor's 報告（する）／憶測 （人命などを）奪う，主張するd that £12,000 価値（がある） of 損失 had been 原因（となる）d to her flat
In 新規加入, her and her partner continue to 支払う／賃金 a mortgage of almost £1,000 on their flat, にもかかわらず it 存在 empty
She 主張するs that in 新規加入 to the 財政上の cost, her mental health has also paid a 激しい price.?
She was 調印するd off from work for two months and had to を受ける counselling after feeling suicidal.
Laura said: 'Some days I've just 手配中の，お尋ね者 to end it all and throw myself off a 橋（渡しをする）. Since losing my home and having the 付加 財政上の costs and work 強調する／ストレス my mental health has been 意味ありげに 衝撃d.?
'The 状況／情勢 continues to 原因（となる） 苦悩 and 強調する／ストレス and we cannot see an end in sight.'
Magnitude 開発s （人命などを）奪う，主張するs that Kate's home only 苦しむd £5,000 価値（がある） of 損失 while Laura's was 概算の at £500.?
They have 申し込む／申し出d to carry out 修理s to this 量 as a 'gesture of 好意／親善' but 否定する that they are 責任がある the 損失, （人命などを）奪う，主張するing that it was 原因（となる）d by the scaffolders, who did not make the 最高の，を越す of the building watertight.
She was 調印するd off from work for two months and had to underg o counselling after feeling suicidal
Most of Kate's £7,000 （人命などを）奪う，主張する for personal 所有／入手s has also been 解任するd by the company but they have agreed to 支払う／賃金 £1,345 for a shed she 任命する／導入するd in her parents' garden to 蓄える／店 her 所有／入手s, 供給するd it is returned to them once she no longer needs it.
Magnitude said in a 返答 to Kate's （人命などを）奪う，主張する: 'In order for your （弁護士の）依頼人 to receive the money for this shed, the shed will have to be given to us after your （弁護士の）依頼人 has used it for 貯蔵.'
All but one of the six flats are 現在／一般に empty, but 居住（者）s are still 存在 告発（する），告訴（する）／料金d 維持／整備 料金s of £75 per month and ground rent of £50 to £100 per year.
Both homeowners 明らかにする／漏らすd that they have been left その上の incensed after 存在 知らせるd that the 保険 for their building and personal 所有／入手s is 無効の because the 損失 had been 原因（となる）d by 怠慢，過失.
The two women also 報告（する）／憶測d their 関心s to the 地元の 当局, Health and Safety (n)役員／(a)執行力のある and the 地元の 当局, Spelthorne Borough 会議, who met with Mr Raza outside the 所有物／資産／財産 last November.
After making some requests to 増加する safety on 場所／位置 and 改善する water proofing over the scaffolding, the 事例／患者 was の近くにd by all the 機関s.
All but one of the six flats are 現在／一般に empty, but 居住（者）s are still 存在 告発（する），告訴（する）／料金d 維持／整備 料金s of £75 per month and ground rent of £50 to £100 per year
Laura ガス／煙d: 'We've been let 負かす／撃墜する every step of the way and nobody has been 利益／興味d in standing up for us.?
'We've lost 価値のある 所有物／資産／財産s and all our money has been used up.?
'I just don't understand how this could be 許すd to happen.'
Kate said: 'This has cost us much more than the 量 we are fighting for in 法廷，裁判所.?
'We're not out to make a 利益（をあげる）, we just want to get our homes 修理d and return to our normal lives.'
She 追加するd: 'I would tell anyone never to buy a leasehold 所有物／資産／財産 and I'd never do it again.?
'But given the 状況／情勢 I'm in, I can't see an end to all this because I don't think I'll ever be able to sell this flat.?
'All this company has to do is 宣言する itself 破産者／倒産した and we'd get nothing.'
Magnitude 開発s was 設立するd in November 2021.?
Mr Raza 辞職するd as director in March 2022 but 記録，記録的な／記録するs at Companies House show that this was only 登録（する）d with them in November 2022.
After making some requests to 増加する safety on 場所／位置 and 改善する water proofing over the scaffolding, the 事例／患者 was の近くにd by all the 機関s
記録，記録的な／記録するs also show that にもかかわらず 辞職するing he is 名簿（に載せる）／表（にあげる）d as the only person with 重要な 支配（する）／統制する of the company and is its only 株主.
He is 登録（する）d as living in Croydon, South London in a 所有物／資産／財産 価値（がある） an 概算の £1 million.?
Companies House 記録，記録的な／記録するs also show that he has a controlling 利益／興味 in two 地元の hotels and has 始める，決める up a 持つ／拘留するing company called Magnitude 投資 Group which 支配（する）／統制するs several lettings 商売／仕事s.
He is believed to spend his time between London and Dubai.
Magnitude 開発s has been 接触するd for comment.
Are YOU having a nightmare with your freeholder? Email oliver.price@mailonline.co.uk?
