Best 直す／買収する，八百長をするd 率 貯金: 最高の，を越す accounts over one, two, three and five years in our （米）棚上げする／（英）提議するs

  • The 最高の，を越す 直す／買収する，八百長をするd 称する，呼ぶ／期間／用語 貯金 社債s over different time periods?
  • This is Money's 貯金 （米）棚上げする／（英）提議するs are 完全に 独立した・無所属 ?and unique
  • Accounts with catches are shown 明確に
  • 収集するd by 貯金 専門家 Sylvia Morris?
  • Unlike other （米）棚上げする／（英）提議するs, providers do not have to 支払う／賃金 to appear

By THIS IS MONEY

Updated:

Accounts featured below are 独立して selected by This is Money's specialist 新聞記者／雑誌記者s. If you open an account using links which have an asterisk, This is Money will earn an (v)提携させる(n)支部，加入者 （売買）手数料，委託（する）／委員会／権限. We do not 許す this to 影響する／感情 our 編集（者）の independence.?

FIXED-RATE ACCOUNTS?
Type of account (min 投資)? ? ? ? ? ? ? ? ? ? 0% 税金 20% 税金 40% 税金
ONE YEAR? ? ? ?
Marcus by Goldman Sachs (£1+)?4.55?3.64?2.73?
Cynergy Bank (£1,000)?4.55?3.64?2.73
城 信用 Bank (£1,000+)?4.513.61?2.71?
Vanquis Bank (£1,000+)?4.51?3.61?2.71?
GB Bank (£1,000+)?4.53.6?2.7
Union Bank of India (£5,000+)?4.47?3.58?2.78
Family BS (£10,000+)?4.46?3.572.68
の近くに Brothers 貯金 (£10,000+)?4.453.56?2.67?
Investec Bank (£5,000+)?4.4?3.522.64
Chetwood Bank (£1,000+)?4.4?3.52?2.64?
Hodge Bank (£1,000+)?4.37?3.5?2.62?
接近 Bank (£5,000+)?? 4.35? 3.48 2.62
Ford Money (£500+)?4.35?3.48?2.62?
Tesco Bank?4.33?3.46?2.6?
Cahoot (£500+)?4.32?3.46?2.59?
Virgin Money (£1+)?4.31?3.45?2.59?
? ? ? ?
EIGHTEEN MONTHS ? ? ?
Oxbury Bank (£1,000+)?4.453.56?2.67
Cynergy Bank (£1,000+)? 4.37 3.5 2.62
JN Bank (£100+)(3)?4.35?3.48?2.61?
? ? ? ?
TWO YEARS
Cynergy Bank (£1,000+)?4.45?3.48?2.61?
GB Bank (£1,000+)?4.43?3.542.66
Vanquis Bank (£1,000+)?4.43?3.54?2.66?
JN Bank (£100+)?4.42?3.542.65?
Oxbury Bank (£1,000+)?4.4?3.52?2.64?
の近くに Brothers 貯金 |(£10,000+)?4.37?3.5?< /td>2.62?
Market Harborough BS (£5,000+)?4.37?3.5?2.62?
Birmingham Bank (£5,000+)?4.333.462.6
? ? ? ?
THREE YEARS
Cynergy Bank (£1,000+)?4.45?3.54?2.66?
JN Bank (£100+)? 4.45 3.54 2.66
GB Bank (£1,000+)?4.423.542.65
Birmingham Bank (£5,000+)??4.413.53?2.65
Market Harborough BS (£5,000+)?4.4?3.52?2.64?
の近くに Brothers 貯金 |(£10,000+)?4.37?3.5?2.62?
RCI Bank (£1,000+)?4.35?3.48?2.62?
? ? ? ?
FIVE YEARS
Birmingham Bank (£5,000+)?4.473.582.68
GB Bank (£1,000+)?4.46?3.57?2.68?
Hampshire 信用 Bank (£1+)?4.46?3.57?2.68?
JN Bank (£100+)? 4.45? 3.54? 2.66
*?If you open an account using links which have an asterisk, This is Money will earn an (v)提携させる(n)支部，加入者 （売買）手数料，委託（する）／委員会／権限. We do not 許す this to 影響する／感情 our 編集（者）の independence nor will it 衝撃 the 利益／興味 率 you receive.
* (R) 取引，協定 is 排除的 経由で 貯金 壇・綱領・公約, Raisin UK.
* (H) 取引，協定 is 利用できる 経由で Hargreaves Lansdown's 貯金 壇・綱領・公約, Active 貯金.?
(3) This 率 is the '推定する／予想するd 利益（をあげる） 率' under Sharia compliant accounts. The bank 監視するs the 的 利益（をあげる） on a daily basis to 確実にする it is achievable.
(4) 15-month 称する，呼ぶ／期間／用語?

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BEST MICRO-FIXED RATE ACCOUNTS
Type of account (min 投資) 0% 税金 20% 税金? 40% 税金?
SIX MONTHS ? ?
Oxbury Bank (£1,000+)?4.48?3.58?2.69?
Cynergy Bank (£1,000+)?4.47?3.58?2.68
Nottingham BS (£1,000+)?4.47?3.58?2.68?
GB Bank (£1,000+)?4.4?3.522.64
? ? ? ?
NINE MONTHS? ? ? ?
部隊d 信用 Bank (£5,000+)? 4.27 3.42 2.56
Aldermore Bank (£1,000+)?4.22?3.38?2.53
国家の Bank of Egypt (£10,000+) ( R)?4.22?3.38?2.53
(1) This 率 is the '推定する／予想するd 利益（をあげる） 率' under Sharia compliant accounts? ? ? ?
(R) 取引，協定 is 排除的 経由で 貯金 壇・綱領・公約, Raisin UK.? ? ? ?
(P) 取引，協定 is 排除的 経由で 貯金 壇・綱領・公約, 栄える.co.uk? ? ? ?

* 公式文書，認める: From April 2018, 税金 転換s will 適用する only to taxpayers living in England, むちの跡s and Northern Ireland. Scottish taxpayers are 支配する to different 所得税 率s after this date.

Dear Reader,

These （米）棚上げする／（英）提議するs are unique on the web. They are 独立した・無所属 and providers are not 軍隊d to 支払う／賃金 to appear, which is typically the 事例／患者 at big comparison 場所／位置s.

Independent savings expert: Sylvia Morris

独立した・無所属 貯金 専門家: Sylvia Morris

They are 完全に unbiased - we 簡単に show the best 率s around and don't do 'featured 取引，協定s'.

We've gone a step その上の, too. To feature in the best buys on variable 率 accounts in our 貯金 （米）棚上げする／（英）提議するs, an account must give you 平易な 接近 to your money and come with no hidden catches.

In the past we have 辞退するd to 含む accounts where the 率 is 上げるd by a short-称する，呼ぶ／期間／用語 特別手当 or those with over-制限する 条件s so you only earn the advertised 率 if you make three or いっそう少なく 撤退s a year.

But with 利益／興味 率s so low, most of today's best 取引，協定s have some sort of 条項 built in, whether that's a 特別手当 or a 制限 on 撤退s.

For that 推論する／理由, we've 含むd decent 特別手当s as long as they last for at least 12 months. This is to 避ける you having to switch your account too often when short-称する，呼ぶ／期間／用語 特別手当s run out.

If there is a 制限 on 撤退s we have made thi s （疑いを）晴らす in the 公式文書，認めるs on each account.

We also ignore old-style 'notice' accounts where the bank or building society can 需要・要求する you give up to six months' notice that you want to take our money out while it can change the 率 at any time without 警告.

All banks and building societies are 登録（する）d with the 財政上の Services 当局 and 調印するd up to the 財政上の Services 補償（金） 計画／陰謀, either 直接／まっすぐに (保護するing up to £85,000) or 経由で its パスポート 計画／陰謀 (where the 補償（金） 限界 depends on the bank's home country. In Europe it is ?100,000).

If you have a question about the （米）棚上げする／（英）提議するs email sy.morris@dailymail.co.uk?and?editor@thisismoney.co.uk

Sylvia Morris

This is Money 貯金 （米）棚上げする／（英）提議するs 専門家

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