Don't 落ちる into the 年次の car 保険 罠（にかける）: 9m drivers automatically 新たにする but could save £220 if they bothered to shop around

• 保険会社s often 引き上げ（る） 賞与金s upon 再開
  
• Shopping around for a better 取引，協定 could collectively save drivers £1.9bn

By LEE BOYCE

Updated: 15:58 BST, 13 May 2014

運転者s throw away an 普通の／平均（する） £220 a year by not shopping around for a better 取引，協定 when it comes to 新たにするing their car 保険, 研究 has 設立する.

Nearly 9million drivers automatically 新たにする 賞与金s with their 存在するing provider and waste £1.9billion collectively every year by doing so, comparison website Moneysupermarket.com says.

This is Money’s e-mail inbox frequently receives tales of 再開 失望／欲求不満. A 最近の example was a driver who received a 再開 引用する with her 保険会社 for more than £500. When she went online, she managed to find a 政策 for little more than £200.

Shop around When 再開s 攻撃する，衝突する the doormat, drivers should see if they 運動 a better 取引，協定 rather than 受託する it

Of the ４半期/4分の1 of 運転者s who automatically 新たにするd, the 大多数 said they didn’t believe they could save money by shopping around, or else couldn’t be bothered to 捜し出す out a saving.

The 研究 also 設立する many 運転者s assume shopping around for car 保険 once is enough.

One in five 収容する／認める they have only looked for a better 取引，協定 once, as they didn’t think they could make another saving the に引き続いて year. London-based drivers are most likely to 落ちる into this 罠（にかける）, with 31 per cent admitting they thought that way.

Kevin Pratt, car 保険 専門家 at Moneysupermarket, said: ‘It’s a shame to see so many drivers blindly 受託する their 保険 provider’s 再開 引用する instead of taking 活動／戦闘 to save cash on their cover. 運転者s don’t even need to "運動" a hard 取引.

‘普通の／平均（する） 賞与金 quotations are up to £220 いっそう少なく for those who shop around. It really 支払う／賃金s to not just 受託する the 再開 price 引用するd by your 存在するing car 保険会社.

‘With a 可能性のある saving in the 地域 of £200 it’s surely 価値（がある） five minutes of anybody’s time?’

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? SEARCH FOR CHEAPER CAR INSURANCE IN MINUTES ? ? ? ? ?

On 普通の／平均（する）, 運転者s remain faithful to the same 保険会社 for two and a half years, with the over 55s 存在 the most loyal age group at 3.2 years.

Those 老年の 18-34 stick around on 普通の／平均（する） for 1.9 years while it's 2.1 ye ars for those 老年の 35-54.

女性（の） drivers are more likely to switch 保険会社, 普通の／平均（する）ing just two years with the same one, compared to three years for male drivers.

Regionally, London drivers are most likely to automatically 新たにする their car 保険 政策s with 39 per cent sticking with the same provider.

Those living in the East Midlands are the savviest 運転者s, with only 15 per cent staying loyal to their 存在するing 保険会社.

The 研究 comes as the cost of car 保険 has fallen in 最近の months, saving 運転者s an 普通の／平均（する） of more than £100 on their 法案s, によれば the AA.?

The 普通の／平均（する） 賞与金 was 16.6 per cent lower in the first three months of 2014 compared to the same period last year.?

運転者s now 支払う／賃金 an 普通の／平均（する） of £531 a year for their モーター 保険, によれば AA’s 普通の／平均（する） 包括的な モーター 保険 ‘shoparound’ 人物／姿／数字.

物陰／風下 Griffin, car 保険 spokesperson for Gocompare.com, said: ‘The 広大な／多数の／重要な news for drivers is that there are 潜在的に big 貯金 to be made on car 保険 at the moment.?

‘When 普通の／平均（する） prices are 落ちるing you need to shop around as it means 確かな 保険会社s are cutting 率s for new 商売／仕事.?

‘As such, anyone with a 政策 予定 for 再開 soon needs to get online and find the 保険会社 that is 用意が出来ている to 申し込む／申し出 them the cover they need at a good price, rather than just sitting 支援する and relying on their 存在するing 保険会社 to automatically reward their 忠義 with a lower 賞与金.’