'FORE'-警告するd: Golfers told to check their car 保険 covers stolen clubs as small print means they may get just £100 for a £1,200 始める,決める
- Heycar said the 普通の/平均(する) new 始める,決める of clubs costs on 普通の/平均(する) £1,200
- モーター 保険会社s define them as 'personal 所有/入手' with low 最大限 payouts
- Some 政策s 申し込む/申し出 £100 for stolen clubs - barely enough to 取って代わる a driver
Golfers have been 警告するd to check their 保険 政策s cover the cost of their clubs if they're stolen from their cars.
With a new 十分な 始める,決める of clubs costing an 普通の/平均(する) of £1,200, they've become a tempting 的 for thieves looking to pinch 価値のある items from inside 乗り物s.
But new 研究 has 明らかにする/漏らすd that ゴルフ 熱中している人s could be left 厳しく out of pocket if they do 落ちる 犠牲者 to car 罪,犯罪, as most 保険 政策s barely cover the cost of one club, let alone a whole 始める,決める.
'FORE'-警告: ゴルフ 熱中している人s are 存在 told to check their モーター 保険 政策s 供給する 適する cover for the cost of 取って代わるing their clubs if stolen from the boot of their car
The nation's 最高の,を越す 保険会社s define clubs as 'personal 所有/入手s' in their 政策s and typically only cover them to a value of between £100 to £500.?
The lower end of that 可能性のある payout is the 同等(の) of 取って代わるing a 選び出す/独身 最高の,を越す of the 範囲 driver.?
Heycar 行為/行うd a market review and 設立する that a fully comp 政策 from RIAS 支払う/賃金s out the least for such 窃盗s at just £100,?
海軍大将 comes in at £150, while Direct Line is the most generous of the major 保険 providers, with some 政策s 供給するing £500 of fully comp personal 所有/入手 cover.
To better 保護(する)/緊急輸入制限 clubs, 保険会社s recommend they are 追加するd to 'personal 所持品' cover under a home 保険 政策.
海軍大将, for example, says 'ゴルフ clubs can be covered away from home on 海軍大将 Home 保険 contents 政策s (支配する to 条件 and 条件s). This would cover up to £1,000 if they were stolen or 損失d while in the car.'
AXA 申し込む/申し出s cover of up to £1,500 for 所有/入手s covered by a 基準 home 政策 that are stolen or 損失d from a 乗り物.?
保険会社 | 普通の/平均(する) level of personal 所有/入手 cover (on a fully co mp 政策) | Are ゴルフ clubs 含むd? | 条件s of ゴルフ club cover |
---|---|---|---|
RIAS | £100 per person (up to a 最大限 of £400) | Yes | Must be kept out of sight in the boot |
Ageas Car | £300 | Yes | Must be kept out of sight in the boot |
NFU 相互の | £250 | Yes | Must be kept out of sight in the boot |
海軍大将 | £150 (gold and platinum 政策s 増加するs to £300) | Yes | Must be kept out of sight in the boot |
More Than | £250 | Yes | Personal 所有/入手s must be out of sight or locked in the boot. |
AXA | £300-400 | Yes | Items must not be 明白な |
Direct Line | £250 or £500 (depending on 政策) | Yes | Must be kept out of sight in the boot |
Source: heycar? |
Dan Powell, 上級の Editor at heycar, says: 'ゴルフ has never been more popular than it is now.
'Since the first lockdown, an extra 15 million 一連の会議、交渉/完成するs have been played with 2.3 million new players taking it up.
'Yet, many 運転者s are likely to be shocked to discover that they may not have the 権利 level of 保険 cover in place to 取って代わる their 器具/備品 in the event of a 窃盗.
'As with most things in life, it 支払う/賃金s to be honest and ask some 重要な questions when you are getting 保険. What does the 政策 cover and would it be better to make sure that ゴルフ clubs are covered under a home 政策 instead?'?
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