House prices jumped £3,000 in July

By Simon Lambert
Updated:

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The summer homebuying 急ぐ led to the cost of the 普通の／平均（する） home jumping by more than £3,000 in July, によれば 公式の／役人 人物／姿／数字s 解放（する）d today.

Country cottage

Britain's 普通の／平均（する） home now costs £194,454 compared to £191,016 in June, says the 最新の 報告（する）／憶測 from the Department for Communities and 地元の 政府.

The 熟考する／考慮する 設立する that 年次の house price インフレーション was 6% in July ? up from 5.3% in June. The cost of London homes continued to 急に上がる as 年次の インフレーション 攻撃する，衝突する 7.1% - 1.6% higher than in June.

予定 to seasonal variations in 所有物／資産／財産 market activity, the 報告（する）／憶測 advises that direct month-on-month comparisons may be 誤って導くing, but the 専門家s' favoured 手段 of 年４回の インフレーション showed prices rose by 5.7% in the three months to July.

The period covered by the 人物／姿／数字s （機の）カム before August's ４半期/4分の1 point rise in the Bank of England base 率 which is 推定する／予想するd to slow the 所有物／資産／財産 market わずかに.

However, 恐れるs that high prices are 軍隊ing borrowers to take on ますます 激しい levels of 負債 have been fuelled by the rise in house price インフレーション over the past six months - from 3.4% in February to 6% in July.

The rise has been even more 示すd in the 資本／首都 ? often seen as a 調印する of things to come for the 残り／休憩（する） of the UK ? where 年次の house price インフレーション has gone from 1.5% in February to 7.1% in July.

The cost of the 普通の／平均（する） home bought by first-time 買い手s in July was £150,252 ? up 5.6% on a year earlier, while former owner-occupiers paid £213,309 ? 6.1% more than a year earlier.

専門家s have 示唆するd that while prices may continue to rise in the short 称する，呼ぶ／期間／用語, 増加するs will slow as 利益／興味 率s and bigger 法案s bite.

Howard Archer, 長，指導者 UK 経済学者 at 分析家s 全世界の Insight, said: 'House prices may 井戸／弁護士席 see その上の strength in the 近づく 称する，呼ぶ／期間／用語, given 現在の 強健な mortgage activity, 調査する 証拠 showing still healthy 買い手 利益／興味 and a 報告（する）／憶測d 不足 of 所有物／資産／財産s in some areas. This is 特に true of London and the South East, which are 現在／一般に showing the strongest 増加するs in house prices by a 重要な 利ざや.

'にもかかわらず, we 嫌疑者，容疑者／疑う that house prices will ますます be reined in by affordability 強制s and will settle 負かす／撃墜する into an 延長するd period of 比較して modest rises.'

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Piggy bank and some houses

The price of 所有物／資産／財産 continued to rise fastest in Northern Ireland, where the 普通の／平均（する） home costs 18.3% more than a year ago. In Scotland, prices rose by 9.3% compared to a year earlier and in むちの跡s 居住の 所有物／資産／財産 cost 7.4% more than 12 months ago.

English homes cost 5.5% more than a year ago, and house price インフレーション rose in all 地域s except the South East, where it remained stable at 4.5%, and the West Midlands where it slowed to 3.9%. Britain's most expensive homes continued to be in London, where the 普通の／平均（する） 所有物／資産／財産 costs £285,434, the cheapest homes were in the North East where the 普通の／平均（する） 所有物／資産／財産 cost £140,609.

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