Stamp 義務 calculator: How much 税金 you 支払う／賃金 to move home
Home 買い手s must 支払う／賃金 stamp 義務 when they 購入（する） a 所有物／資産／財産 and the 税金 can 追加する thousands on to their moving 法案s - our calculator lets you work out how much you would 支払う／賃金.?
Stamp 義務??is 徴収するd at different 率s above 確かな thresholds and has been tinkered with 繰り返して over the years.?
First-time 買い手s get a special stamp 義務 控除, while buy-to-let and second home 買い手s 支払う／賃金 more.?
Stamp 義務 calculator
How much 税金 would you have to 支払う／賃金 on a home or buy-to-let?
- £
- First-time 買い手 無 率 up to £425,000 only 適用するs if buying a home costing £625,000 or いっそう少なく
- *処理／取引s under £40,000 do not 要求する a 税金 return to be とじ込み／提出するd with HMRC and are not 支配する to the higher 率s
What has happened to stamp 義務?
A stamp 義務 削減（する） was 発表するd by （ドイツなどの）首相／（大学の）学長 Kwasi Kwarteng in his 小型の-予算 but home 買い手s hoping for a major 精密検査する were left disappointed.?
The threshold at which stamp 義務 kicks in was すぐに and 永久的に 二塁打d from £125,000 to £250,000, but the 率s did not change meaning the 最大限 saving is £2,500.
First-time 買い手s saw their 控除 level raised from £300,000 to £425,000 and 支払う／賃金 no stamp 義務 up to that level - saving them £6,250 if they buy a £425,000 home.
Unfortunately, new （ドイツなどの）首相／（大学の）学長 Jeremy 追跡（する） later 発表するd the changes would be 逆転するd from the end of March 2025, but until then the 率s and thresholds are as 詳細（に述べる）d below.
| 禁止（する）d | Stamp 義務 land 税金 率? | 付加?率 for landlords / second homes |
|---|---|---|
| First-time 買い手s 支払う／賃金 0% to £425,000 then normal 率s 適用する? | ||
| £0 - £250k | 0% | 3% |
| £250,001 - £925k | 5% | 8% |
| £925,001 - £1.5m | 10% | 13% |
| £1.5m + | 12% | 15 % |
| * No stamp 義務 is paid on 所有物／資産／財産 処理／取引s costing いっそう少なく than £40,000 as these are considered low value and not 報告（する）／憶測d to HMRC? | ||
| 禁止（する）d | Stamp 義務 land 税金 率? | 付加 率 for landlords / second homes? |
|---|---|---|
| First-time 買い手s 支払う／賃金 0% to £300,000 then normal 率s 適用する? | ||
| £0 - £125k | 0% | 3% |
| £125,001 - £250k | 2% | 5% |
| £250,001 - £925k | 5% | 8% |
| £925,001 - £1.5m | 10% | 13% |
| £1.5m + | 12% | 15% |
| * No stamp 義務 is paid on 所有物／資産／財産 処理／取引s costing いっそう少なく than £40,000 as these are considered low value and not 報告（する）／憶測d to HMRC? | ||
How much stamp 義務 would you 支払う／賃金?
普通の／平均（する） £270,000 home: £1,000?
£350,000 home: £5,000
£450,000 home: £10,000
£500,000 home: £12,500
£750,000 home: £25,000
£1,000,000 home: £41,250< span class="mol-style-italic">
A 永久の 削減（する） to stamp 義務 has been made in Kwasi Kwarteng's 小型の-予算 but it will only save 買い手s a 最大限 of £2,500
How stamp 義務 作品
Stamp 義務 is 告発（する），告訴（する）／料金d on the 購入（する） price of a home and levelled at different 率s above thresholds.
First-time 買い手s had a stamp 義務 控除 up to £300,000, which has now been raised to £425,000. They have a 最大限 購入（する） price 天井 aboive which the 控除 does not 適用する and this has also been 解除するd to £625,000.
以前, stamp 義務 kicked in above a threshold of £125,000 at 2 per cent and then stepped up to 5 per cent above £250,000
< font style="font-size: 1.2em;">Now the first £250,000 is 税金-解放する／自由な and 量s above that are 告発（する），告訴（する）／料金d at 5 per cent until the 10 per cent threshold at £925,000.?
For first-time 買い手s, the first £425,000 is 税金 解放する／自由な and then the 5 per cent 率 kicks in. If they buy a 所有物／資産／財産 costing more than £625,000 they lose their 控除?
The last major 永久の stamp 義務 改革（する） by George Osborne saw 法案s 緩和するd for some home 買い手s その上の 負かす／撃墜する the price ladder and cliff 辛勝する／優位s 除去するd, but higher 告発（する），告訴（する）／料金s for those buying expensive homes.
Stamp 義務 法案s still remain 相当な for those 買い手s under Kwasi Kwarteng's 削減（する）, but they will see a 削減 of £2,500.
In April 2016, stamp 義務 on buy-to-let and other 付加 所有物／資産／財産s was 改革（する）d, with the 新規加入 of a new 3 per cent 割増し料金 on all 率s. This will remain under the new higher threshold system. It means that stamp 義務 率s for buy-to-lets and second homes start at 3 per cent up to £250,000, rising to 8 per cent above this.
Best mortgage 率s and how to find them
Mortgage 率s have risen 大幅に after the Bank of England's raised base 率 速く.
The Bank is now 持つ／拘留するing 率s and 推定する／予想するd to 削減（する） - 主要な to mortgage costs coming 負かす／撃墜する - but 取引，協定s remain far more expensive than two or five years ago.?
If you are looking to buy your first home, move or remortgage, or are a buy-to-let landlord, it's important to get good 独立した・無所属 mortgage advice from a 仲買人 who can help you find the best 取引，協定.?
To help our readers find the best mortgage, This is Money has partnered with 独立した・無所属 料金-解放する／自由な 仲買人 L&C.
Our mortgage calculator?力／強力にするd by L&C?can let you filter 取引，協定s to see which ones 控訴 your home's value and level of deposit.
You can also compare different mortgage 直す／買収する，八百長をするd 率 lengths, from two-year 直す／買収する，八百長をするs, to five-year 直す／買収する，八百長をするs and ten-year 直す／買収する，八百長をするs, with 月毎の and total costs shown.
Use the 道具 at the link below to compare the best 取引，協定s, factoring in both 料金s and 率s. You can also start an 使用／適用 online in your o wn time and save it as you go along.
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