Home repossessions up by two-thirds

By This Is Money
Updated:

?

The number of repossessed homes 急に上がるd by 68% last year as the 経済的な 下降 left many people struggling to 支払う／賃金 their mortgage, the FSA has 明らかにする／漏らすd.

repossessed houses, boarded up

On the rise: More homes are 存在 repossessed.

A total of 46,750 所有物／資産／財産s were repossessed by 貸す人s during the year, up from 27,900 in 2007, City 監視者 the 財政上の Services 当局 said.

There was also a 法外な jump in the number of people who fell behind with their mortgage 返済s during the final ４半期/4分の1 of the year.

Around 68,000 people got into arrears during the period, a 13% jump compared with the previous ４半期/4分の1, which had seen a 10% rise.

The FSA said borrowers were ますます struggling to （疑いを）晴らす their arrears, and this led to the total number of people who were behind with 返済s 刻々と 増加するing since 早期に 2007.

At the end of last year, 377,000 homeowners were in arrears, 10% more than in the third ４半期/4分の1 and 31% higher than at the end of 2007.

The number of mortgages that were in arrears as a 割合 of all 貸付金s also 増加するd 意味ありげに during the year to 3.37%, up from 2.26% 12 months earlier.

The FSA's 人物／姿／数字s for repossessions are かなり higher then those 報告（する）／憶測d by the 会議 of Mortgage 貸す人s, which said 40,000 people lost their homes during 2008, the highest level since 1996.

The difference is because the FSA covers all 規制するd 貸す人s, 反して the CML 含むs only its members. The FSA also 含むs both first and second 告発（する），告訴（する）／料金 mortgages, while the CML looks only at first 告発（する），告訴（する）／料金 貸付金s.

But the FSA 人物／姿／数字s did show a slight 落ちる in the number of homes that were repossessed during the final ４半期/4分の1 of 2008, with 13,028 所有物／資産／財産s taken over by 貸す人s during the period.

This was 436 より小数の than during the previous three months, although the 人物／姿／数字 was still 60% higher than a year earlier.

The 落ちる may be 予定 to the introduction of the 政府's pre-活動／戦闘 議定書 in November, under which 法廷，裁判所s are 許すd to 認める repos 開会／開廷／会期 orders only as a last 訴える手段／行楽地 if all other 対策 have failed.

A 選ぶ-up in the number of repossessed homes that 貸す人s were able to sell meant the number of such 所有物／資産／財産s held by banks and building societies rose by only 1% during the final ４半期/4分の1 to 27,903, although this was 88% higher than a year ago.

所有物／資産／財産 blog

null

Pound coin with house cut out of it

Some links in this article may be (v)提携させる(n)支部，加入者 links. If you click on them we may earn a small （売買）手数料，委託（する）／委員会／権限. That helps us 基金 This Is Money, and keep it 解放する／自由な to use. We do not 令状 articles to 促進する 製品s. We do not 許す any 商業の 関係 to 影響する／感情 our 編集（者）の independence.

Most watched Money ビデオs

{"status":"error","code":"499","payload":"資産 id not 設立する: readcomments comments with assetId=1670304, assetTypeId=1"}