Victory for 軍隊／機動隊s over Britannia's 貸付金 政策

By James Coney for the Daily Mail
Updated:

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Britannia/Co-op Bank has changed its 政策 on mortgages for the 武装した 軍隊s に引き続いて a Money Mail 調査.

Lt Colonel Charles Platt with his wife Lorna and children Edward and Ava

戦う／戦い: Lt 陸軍大佐 Charles Platt's story 誘発するd a 政策 change

Last week, we 明らかにする／漏らすd how Britain's second-biggest 相互の was の中で those 非難する higher mortgage 率s to some Services 職員／兵員 who were 軍隊d to let their homes when serving overseas.

Our 調査 最高潮の場面d how problems for 兵士s arose when they bought a house and were then 地位，任命するd away from home. When their 初期の cheap 取引，協定 満了する／死ぬs, many want to remortgage.

But while some 貸す人s 扱う／治療する members of the 軍隊s as special 事例／患者s and 許す them 接近 to the same 取引，協定s as ordinary homeowners, others such as Barclays and Northern 激しく揺する 扱う／治療する them as landlords.

兵士s who want to remortgage are then 軍隊d to take out expensive buy-to-let 貸付金s or shunted on to 基準 variable or other 肉親，親類d of tracker 率s, which are not always good value.

As soon as our story was published, Britannia/Co-op put in place a new 政策 that will mean anyone in the 軍隊s is 扱う／治療するd as if they were an ordinary homeowner.

Its 長，指導者 (n)役員／(a)執行力のある Neville Richardson says: 'This was something we had not been aware of and we were horrified to see how some members of the 武装した 軍隊s were 影響する／感情d.

'We take the 見解（をとる）s of our 顧客s very 本気で and listen to what they say. As a result, we have すぐに put in place a new 政策 to make sure this does not happen in the 未来.'

Britannia/Co-op, which 合併するd earlier this year, also 勧めるd any 武装した 軍隊s members on one of their 取引，協定s to make 接触する with it if they felt they had been 影響する／感情d by the old 政策.

The new 取引，協定 will essentially mean members of the 軍の are 扱う／治療するd like any ordinary homeowner - even if they have rented out their 所有物／資産／財産 for more than a year because they have been 地位，任命するd overseas or to another part of the country.

全国的な BS already has a 類似の 政策 in place. Barclays also doesn't 許す servicemen and women to borrow as much as ordinary homeowners when they buy for the first time.

However, a 広報担当者 says 兵士s, sailors and 空気／公表する 乗組員s are 扱う／治療するd just like other homeowners who rent out their home.

Northern 激しく揺する, the other major 貸す人 伴う／関わるd, has not yet moved to alter its 政策.

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Pound coin with house cut out of it

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