Get a mortgage by ビデオ: Banking 巨大（な） Santander is 最新の to 開始する，打ち上げる online interviews for home 貸付金s

• e-mail

Home 買い手s can now 適用する for a mortgage 経由で online ビデオ thanks to a new service 存在 rolled out by Santander.

The bank 発表するd today the 開始する，打ち上げる of its mortgage ビデオ service for 買い手s and those looking to remortgage in 63 支店s across the UK, where the 科学（工学）技術 is 存在 任命する／導入するd after a successful 操縦する last year.

It joins 全国的な, Lloyds and Yorkshire Building Society, who have all 可決する・採択するd the 科学（工学）技術 over the past year.

Santander this week 開始する，打ち上げるd its mortgage ビデオ service in 63 支店s across the UK where the 科学（工学）技術 is 存在 任命する／導入するd after a successful 操縦する last year

顧客s will be able to 適用する for a mortgage using a ビデオ link from the 支店, connecting them remotely to a UK-based mortgage 助言者.

Later this year, it 計画（する）s to 高める the service by enabling 顧客s to speak with a mortgage 助言者 by ビデオ link fro m the 慰安 of their home.

Santander said that 顧客s can still speak to a mortgage 助言者 in person if they want to, as 助言者s will continue to be 利用できる in 支店s.

The move is a その上の 調印する of the 採択 of 科学（工学）技術 that is changing the way people 適用する for mortgages - and making it more convenient for them to do so.

While the Santander system 現在の 要求するs people to go into a 支店, it will soon let applicants for their mortgage interview from the 慰安 of their kitchen, sofa or anywhere else in their home.?

顧客s can also go online, call, or visit a 支店 to go through the 初期の 行う／開催する／段階s of their mortgage 使用／適用, 供給するing 文書s where 要求するd.

Miguel Sard, managing director of mortgages at Santander, said: ‘We are excited to 申し込む／申し出 顧客s this new mortgage ビデオ service, which 作品 井戸／弁護士席 と一緒に our 存在するing 申し込む／申し出ing.’?

Soon borrowers should be able to 適用する for a new mortgage 経由で ビデオ from home using their tablet with the Santander system

Can I get a mortgage online??

While 科学（工学）技術 has 劇的な changed our everyday and 財政上の lives, from getting an Uber to managing your 経常収支 with your phone, the mortgage market has remained rooted in a world of paperwork and human interaction.

It still remains very difficult to get a mortgage 完全に online. However, things are changing for online-savvy 買い手s ? goods news for anyone putting off remortgaging because of the time 要求するd on the phone, or spent 直面する-to-直面する with a 仲買人, and 取引，協定ing with paperwork.

There are now several mortgage 仲買人 会社／堅いs that have made reasonable strides in the march に向かって 自動化するing the mortgage 使用／適用 過程 for their 顧客s.

While borrowers still have to 減少（する） offline at some point during the 過程 to speak to a real life 助言者 to get a final 是認 for a 貸付金, some providers are developing the 科学（工学）技術 to 許す borrowers to do the whole thing online.

その上に, 貸す人s are working hard behind the scenes to develop 科学（工学）技術 that 許すs borrowers to 適用する online.

There are also new 科学（工学）技術s 現れるing that join all of the 構成要素 parts of the 過程 together. For example, instead of submitting paper bank 声明s to your 仲買人, who ざっと目を通すs and uploads them to the 貸す人, which cross checks them against your credit 報告（する）／憶測, which is in turn 供給（する）d by a credit 言及／関連 機関 - the whole 網状組織 will be 統合するd.

今後-thinking start-ups such as Habito, Trussle and Dwell have been 行う／開催する／段階ing a 押し進める to 配達する 数字表示式の mortgage broking services to more people, while 設立するd players such as 仲買人 London & Country are also 精密検査するing 科学（工学）技術 and 過程s in the background.

Banks and building societies are also getting in on the 行為／法令／行動する, with moves such as the ビデオ interviews by Santander, 全国的な, Lloyds and YBS, and 高めるd 動きやすい and app 過程s for 取引，協定ing with the start of mortgage 使用／適用s.

> Read more: How to get a mortgage online - and the 数字表示式の 仲買人s to try?

?

?