More women 直面する 退職 'poverty'

By DAN HYDE
Updated: 00:01 BST, 19 October 2010

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A 世代 of young women 直面する 普及した poverty in 退職, によれば a new 報告（する）／憶測.

直面するing the music: More women 収容する／認める they 港／避難所't saved enough for old age

More than half of women u nder the age of 50 収容する／認める that they are not saving enough for 退職, 場内取引員／株価 a rise of eight 百分率 points on last year, によれば an 年次の 報告（する）／憶測 by Scottish 未亡人s.

現在／一般に, two-thirds of pensioners living in poverty are women ? the 報告（する）／憶測 示唆するs this 不均衡 could now より悪くする.

'Women are still very much second-class 国民s when it comes to 年金s - and what is worse is that it's barely even 定評のある,' says Dr Ros Altmann, director-general of Saga Group and former 助言者 to No.10.

'Millions of people, but 特に women, are at 危険 of poverty. We have a real 危機 in this country.'

Women are typically left at a disadvantage when it comes to saving for old age 予定 to unequal 支払う／賃金, taking career breaks to care for children, bereavement and 離婚.

And with university 料金s 始める，決める to rise to around £6,000 a year, this could get worse thanks to 増加するd personal 負債.

Many young women are 相続するing the mistakes made by their parents, says Ian Naismith, 長，率いる of 年金s at Scottish 未亡人s.

'The findings paint a worrying picture,' he says. '態度s need to change. The major 不平等 between male and 女性（の） saving habits needs to be 解決するd, or even more women will 直面する poverty in their old age.'

Scottish 未亡人s 設立する that women 老年の 18 to 29 have typically 蓄積するd £4,800 on 普通の／平均（する） - just over half of the £7,700 達成するd by young men - and they are saving just £49 per month, compared to £111 per month for men.

Age of the 'pensionista': Women bury their 長，率いるs in the sand, says Ruth Sunderland, Daily Mail associate City editor

年金s 大臣, Steve Webb, said that 改革（する）s that will 自動車-enrol all 従業員s into a company 年金s will make a 重要な difference.

He said: 'We know that women aren't saving enough for 退職 and this is 正確に／まさに why we are committed to bringing in 改革（する）s that will result in up to 3m more women saving for the first time or saving more in workplace 年金s.

'Our 活動／戦闘s will 確実にする that people have the 適切な時期 to save for their 退職 on 最高の，を越す of a decent and fair 明言する／公表する 年金.'

Scottish 未亡人s' major 報告（する）／憶測 also 焦点（を合わせる）d on women 老年の between 51 and 59, who are in the last chance saloon if they want to have any chance of retiring in their 60s.

On 普通の／平均（する）, they have built up 退職 貯金 - 除外するing a 年金 - which they 計画（する） to use to 支払う／賃金 for their 退職 of just £37,642.

If they cashed this マリファナ of money with an 保険 company to buy an annuity, which 供給するs an income for life, they would receive just £40 a week.

With no 年金 and little other 貯金, millions of women have no 選択 but to keep on working into their late 60s and 70s.