Women who were underpaid 明言する／公表する 年金 for 13 years and only got ONE year's money 支援する are fighting the 政府 for 十分な payouts

Audrey and Brian Watson: Couple from Staffordshire have spent months trying to 説得する 政府 to relent on her payout

年輩の women who were underpaid 明言する／公表する 年金 for more a １０年間 are stepping up a 戦う／戦い with the 政府 for 十分な backpayments.

Audrey Watson, 81, pictured with husband Brian, received a 12-month backpayment of around £1,500 after 存在 paid too little for 13 years, and is now 宿泊するing a 抗議する with the 議会の Ombudsman.

She is 存在 joined by Kathleen Brennan, 73, who received £1,300 after also 存在 paid incorrectly since 2007.

The pair are supported by former 年金s 大臣 Steve Webb, who has written to the Ombudsman asking it to look at whether the DWP was 有罪の of maladministration, and to find a way to put things 権利.

Tens of thousands of women are 借りがあるd a fortune in lost 明言する／公表する 年金 予定 to a 抱擁する 失敗, which was 暴露するd after the Watsons wrote in to Webb's 年金s column on This is Money earlier this year.?

>>>Do you only qualify for one year of arrears after 存在 underpaid stat e 年金? Find out what to do below

This is Money has 報告（する）／憶測d on underpayments 借りがあるd to married women totting up to around £112,00 in the past few months, and two 事例／患者s 伴う／関わるing 未亡人s who received £115,000 and £117,000 それぞれ

But in a cruel 新たな展開, some women are getting fully repaid while others only get a one-year backpayment and 増加するd 明言する／公表する 年金 going 今後 - all depending on when they and their husband were born.

The Watsons, who live in Staffordshire, have spent months trying to 説得する the DWP to relent over her 年金.

Mrs Watson, who is a retired windowdresser, asked for a '義務的な reconsideration' of her 事例／患者 but the DWP's 判決 didn't change.

Mr Watson, 78, a 上級の 経営者／支配人 for a 地元の 当局 before he retired, says they are now turning to the Ombudsman because they feel she has been 不公平に 扱う／治療するd.

Kathleen Brennan has complained to the Ombudsman after the DWP failed to 答える／応じる to three letters, sent by 記録，記録的な／記録するd 配達／演説／出産, asking for a 義務的な reconsideration of her 事例／患者.

Mrs Brennan, 73, a former school catering assistant, lives in Birmingham with her husband Michael, 77, a retired groundworker.

They feel she should be fully repaid like other women who lost out.

Her son Shaun 見積（る）s his mother could be 借りがあるd more than £10,000, and 追加するs: 'That's a big sum of money to my parents who don't have 私的な 年金s and rely on 明言する／公表する 年金.'?

Steve Webb's letter to the 議会の Ombudsman 示唆するs the DWP may have been 有罪の of maladministration for the に引き続いて 推論する／理由s.

- The system of married women having to make a 'second （人命などを）奪う，主張する' for an 増加する in 支払い（額）s when their husband reaches 明言する／公表する 年金 age is too 複雑にするd to rely on an individual understanding and 事実上の／代理 on it.

- The 支配する change in 2008 shows the system wasn't working 効果的に, but at that point no 成果／努力 was made to 接触する women who had 行方不明になるd out, even though the DWP had all the 記録，記録的な／記録するs necessary to identify them.

- The only （警察などへの）密告，告訴（状） women should have received 直接／まっすぐに about a 可能性のある uplift was when they reached 明言する／公表する 年金 age, but this might be years before they could 行為／法令／行動する on it, so some （警察などへの）密告，告訴（状） was 供給（する）d but at the wrong time.

- A 誘発する that a married w oman could make a （人命などを）奪う，主張する was sent 経由で her husband, who should have received a form when he reached 明言する／公表する 年金 age, but not to her direct, so the （警察などへの）密告，告訴（状） given at the 権利 time was sent to the wrong person.

- Tens of thousands of women have 行方不明になるd out on a higher 率 of 明言する／公表する 年金 for more than a １０年間 and lost 潜在的に life-changing sums as a result.

Webb, who now 作品 for 年金 顧問 LCP, says: 'There is no 疑問 in my mind that tens of thousands of married women are 行方不明の out on a higher 明言する／公表する 年金 簡単に because they are unaware of the need to make a second （人命などを）奪う，主張する once their husband turned 65.

'To the extent that the DWP communicated at all, the （警察などへの）密告，告訴（状） was either sent at the wrong time or to the wrong person.

STEVE WEBB ANSWERS YOUR PENSION QUESTIONS

• Why am I 存在 不公平に penalised over 25% 年金 税金-解放する／自由な cash after lifetime allowance 廃止?
• Why isn't 8% of my salary going into my 年金 like it's meant to?
• Should I switch my work 年金 to a Sipp run by a 財政上の 助言者?
• I'm an expat and mail service is slow - why does my 年金 provider need 正規の／正選手 調印するd letters?
• What is the point of 年金 税金 救済 - can't we 捨てる 税金 in 退職 instead?
• We have no children, so who can we leave our 年金s to?
• Can I take my 25% 税金-解放する／自由な 年金 lump sum in separate slices?
• My company 年金 is moving to an 保険会社 - what happens if it goes 破産した／（警察が）手入れする?
• Should I start taking my 明言する／公表する 年金? I'm 73 and work 十分な time
• Can I get a part-time 職業 while 製図／抽選 the 明言する／公表する 年金?
• McCloud 裁判／判断 creates a 年金 窮地 for civil servants

? ? ? ?

'行方不明の out for more than a １０年間 means that the losses for many women run to thousands of 続けざまに猛撃するs.

'I hope that the Ombudsman will take a serious look at whether DWP was 有罪の of maladministration over this 問題／発行する and will find a way to put things 権利.'

Webb says the most 包括的な 解答 would be to give all the 'pre March 2008' 事例／患者s an (a)自動的な／(n)自動拳銃 uplift to the 訂正する 率 of 明言する／公表する 年金 and fully backdate it, without anyone needing to make a その上の （人命などを）奪う，主張する or fill in any more paperwork.

'This would put them in the position they would have been but for the failings of the DWP to 効果的に 警報 them to the need for a second （人命などを）奪う，主張する.'

It is 不明瞭な how long it will take the Ombudsman to make a 決定／判定勝ち（する）.

A spokesperson for the 議会の and Health Service Ombudsman says: 'We will look carefully at these 事例／患者s when we receive them.

'Unfortunately, 予定 to outdated 法律s that we are calling on 政府 to change, if you want to complain to us about a 政府 department it must be referred by your MP.

'We 勧める people to approach their MP quickly if you have received a final 返答 from DWP about your （民事の）告訴.'

The Ombudsman gives more 詳細（に述べる）s about how to 服従させる／提出する a （民事の）告訴 here, or see below.?

A DWP spokesperson says: 'We are aware of a number of 事例／患者s where individuals have been underpaid 明言する／公表する 年金. We 訂正するd our 記録，記録的な／記録するs and reimbursed those 影響する／感情d as soon as errors were identified.

'We are checking for その上の 事例／患者s, and if any are 設立する awards will also be reviewed and any arrears paid.'

It 追加するs that married women who are already getting a 明言する／公表する 年金 are 要求するd to make a separate （人命などを）奪う，主張する to have it 増加するd if their husband reached 明言する／公表する 年金 age before 17 March 2008.

And it encourages anyone who thinks they have failed to （人命などを）奪う，主張する a 明言する／公表する 年金 増加する they are 適格の for to 接触する the department.

The DWP says that '利益／興味 and consolatory 支払い（額）s' will be considered on a 事例／患者-by-事例／患者 basis and depend on individual circumstances.

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