Two thirds still manage to put money in 貯金 にもかかわらず rising costs
- Two thirds of Britons are still putting money into 貯金 にもかかわらず rising costs
- Most are saving for 予期しない expenses, holidays and special occasions
- One in six are still unable to put any money into 貯金 at all, however
Two thirds of Britons are still managing to put money into 貯金 にもかかわらず rising costs, 研究 from the Money and 年金s Service shows.
Most said they were saving up for 予期しない expenses, while others were putting money away for special occasions, holidays and day trips.
Putting away small, 正規の／正選手 and affordable 量s can help people get into the 貯金 habit and build 財政上の 安全.?
However, one in six people are still unable to save anything, and and have no past 貯金 to draw on.
Saving up:?A third of Britons are managing to save for 予期しない expenses, holidays and special occasions, new 研究 from the Money and 年金s Service 明らかにする／漏らすs?
Many Britons have been left struggling to afford their mortgage and basic necessities in the 現在進行中の 率 rise 危機.
Mortgage 貸す人s have been 引き上げ（る）ing the ir 率s, with the 普通の／平均（する） two-year 直す／買収する，八百長をするd 率 now approaching 7 per cent, 一方／合間 インフレーション is also still worryingly high at 7.9 per cent.
What are people saving for??
A 調査する of over 2,000 adults showed two thirds (65 per cent) said they'd been putting money into 貯金 in the past six months.
Of those who were able to save, more than a third (36 per cent) said 予期しない expenses were the 推論する／理由 they were putting money away, and just under a third (30 per cent) said they were stashing cash for holidays and day trips. One in five (19 per cent) said the money was for special occasions, while 16 per cent said it was for something else.
> Find the highest-支払う／賃金ing 貯金 accounts using our best-buy 率 （米）棚上げする／（英）提議するs?
Those 老年の 18 to 24 were more likely to say they had been putting money aside than any other age group, with four in five 説 they had done so in the past six months.
答える／応じるing to the findings, the Money and 年金s Service said that having a 貯金 衝撃を和らげるもの can help people 準備する for 予期しない expenses.
Saving small, 正規の／正選手 and affordable 量s is often more 効果的な than saving a larger lump sum now and again as it helps people get into th e 貯金 habit.
How to start a 貯金 マリファナ
The Money and 年金s Service has a 資源 called MoneyHelper. It 申し込む／申し出s a 範囲 of help and 指導／手引, 含むing 解放する／自由な online 道具s and guides that cover the basics of saving, like how to get started and get into the habit.
The 政府 saving 率先?Help to Save can also help people on 確かな 利益s get into the habit, by giving them a 特別手当 of 50p for every £1 saved up to £50 a month, with up to £1,200 利用できる over four years.
Those who have turned 18-years-old since September 2020 and 港／避難所't done so already should trace their Child 信用 基金, which will give them a ready-made 貯金 マリファナ.
Here's how to 跡をつける 負かす／撃墜する a Child 信用 基金.??
Jackie Spencer, 上級の 政策 経営者／支配人 at the Money and 年金s Service, said: 'Having a 貯金 衝撃を和らげるもの can help you を取り引きする 予期しない costs, so it's 広大な／多数の／重要な to see so many people are still managing to put money aside.
'Getting into the 貯金 habit might seem daunting, but our 予算 planner and guides can help you get on the 権利 跡をつける.
'However, not everyone is able to put money away and millions are living without a 財政上の safety 逮捕する. This can leave them 攻撃を受けやすい to sudden expenses, like a boiler breaking 負かす／撃墜する or problems with their car, with a 潜在的に 破滅的な 衝撃 if their 予算 is already tight.
'If you're struggling financially, or things are 長，率いるing that way, you can turn to us 解放する／自由な and in 信用／信任 at any time. I'd 勧める you to get in touch for help and 指導／手引 as soon as you think you need it.'
THIS IS MONEY'S FIVE OF THE BEST CURRENT ACCOUNTS
Chase Bank will 支払う／賃金 £1% cashback on spending for the first 12 months. 顧客s also get 接近 to an 平易な-接近 linked 貯金 account 支払う／賃金ing 3.8% on balances up to £250,000. The account is 完全に 解放する／自由な to 始める，決める up and is 完全に app based. Also no 告発（する），告訴（する）／料金s when using the card abroad.
全国的な's FlexDirect Account 申し込む／申し出s 5% in-credit 利益／興味 to new joiners when they switch on balances up to £1,500. This 率 only lasts for one year. The account is 料金 解放する／自由な.
Halifax Reward Account 支払う／賃金s £150 when you switch. Also earn up to an extra £75 cashback when you spend £750 each month for 3 months. There is a £3 月毎の account 料金, but that’s stopped by 支払う／賃金ing in at least £1,500 each month.
First Direct will give newcomers £175 when they switch their account. It also 申し込む／申し出s a £250 利益／興味-解放する／自由な overdraft. 顧客s must 支払う／賃金 in at least £1,000 within three months of 開始 the account.
NatWest's Select Account account 支払う／賃金s £200 when you switch. The account has no 月毎の 告発（する），告訴（する）／料金s, but to be elligible for the £200, you'll need to deposit £1,250 into the account and スピードを出す／記録につける into 動きやすい banking app within 60 days.
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