Debit card spending はるかに引き離すs cash

By This Is Money
Updated: 14:23 BST, 18 April 2006

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DEBIT card spending in shops and over the internet outstripped the use of cash for the first time during 2005, 人物／姿／数字s showed today.

People spent a total of £89bn on their debit cards during the year, 9% more than in 2004, while the use of cash fell by 4% to £81bn, によれば 支払い（額） 産業 団体／死体 APACS.

全体にわたる debit cards accounted for 37% of all 小売 spending during 2005, while cash accounted for just 34%.

Spending on credit cards in shops and over the internet remained changed during the year at £61bn, while the use of cheques continued to 拒絶する／低下する, 落ちるing by 14% to just £9bn.

When 連合させるd together, credit and debit card spending accounted for nearly two-thirds of total 小売 spending in 2005, up from 60% last year.

Sandra Quinn, director of communications at APACS, said: 'At the end of 2004, we saw total UK spending on plastic 追いつく cash for the first time, signalling a real sea change in our 支払い（額） habits.

'This change was おもに driven by debit card use. The 2005 人物／姿／数字s show that this 傾向 is continuing with debit card spending in 小売 出口s 衝突，墜落ing through the cash 障壁 for the first time ever.'

She said there were several 推論する／理由s for the 傾向, 含むing the fact that more 商売／仕事s were now 受託するing 支払い（額） by cards.

She 追加するd: 'However it is also 存在 led by us as 顧客s - debit cards have been around in the UK for almost 20 years so we now have an entire 世代 of shoppers who readily delve for their debit card instead of cash.'

The use of cards continued to はるかに引き離す cash ーに関して／ーの点でs of all types of spending during 2005, with 消費者s spending £295bn on plastic during the year, compared with £272bn in cash.

Within this, total debit card usage 急に上がるd by 14% to £171bn, while credit card spending was just 1% higher at £124bn.

The use of 自動化するd 支払い（額）s, such as standing orders and direct debits, rose by 5% during the year to reach £251bn.