Want a one-year cash Isa? Virgin Money 上げるs its 率 to a best-buy 1.76% - but punishes some 存在するing 顧客s with 削減（する）

By 物陰／風下 Boyce

Updated: 11:29 BST, 30 June 2014

Virgin Money has 増加するd the 率 on its one-year 直す／買収する，八百長をするd-率 cash Isa to 1.76 per cent - 0.11 points higher than the previous best buys in the 独立した・無所属 This is Money 貯金 （米）棚上げする／（英）提議するs from Tesco Bank and Aldermore Bank.

The 挑戦者 bank has also 上げるd the 率 on its 平易な-接近 cash Isa from 1.35 to 1.5 per cent today ahead of 改革（する）s that will see the 税金-解放する／自由な cash 貯金 allowance almost ３倍になる to £15,000.

問題／発行する 9 of the account is 特別手当-解放する／自由な and has no 接近 制限s. Both accounts al low 移転s in from 存在するing Isas and can be opened with £1.

Second 上げる: Virgin Money is 引き上げ（る）ing the 率 on its 平易な-接近 and one-year 直す／買収する，八百長をするd cash Isas

However, thousands of savers with 問題／発行する 5 of the 平易な-接近 Isa, which 現在／一般に 支払う／賃金s 1.75 per cent, will see their 率 落ちる to 1.5 per cent next month.

Last week, the provider 上げるd the 率s on a number of 直す／買収する，八百長をするd-率 cash Isas, 含むing a two-year 直す／買収する，八百長をする which now 支払う／賃金s 2.1 per cent.

But one reader, Pete from the East Midlands, commented on the story: ‘Nice to know as I received my letter from Virgin Money today 説 that the 利益／興味 on my instant 接近 cash Isa has gone from 1.75 per cent to 1.5 per cent.’

A 広報担当者 from Virgin Money said: ‘We 保護する our 存在するing 貯金 顧客s as much as possible from lower 利益／興味 率s in the 貯金 market, but we can't be 完全に 免疫の from movements in the market we operate in.?

‘We do not take our 存在するing 顧客s for 認めるd, and that’s why we 確実にする their 利益／興味 率s remain 高度に 競争の激しい in the 状況 of the 現在の market place.’

The bank has also 上げるd the 率s on another of its 直す／買収する，八百長をするd-率 accounts.

Its five-year 直す／買収する，八百長をする will now 支払う／賃金 three per cent, 0.15 points higher than the next best 申し込む／申し出ing from 物陰／風下d Building Society.

The move from Virgin Money is another 調印する that a summer Isa se ason might be starting, after Aldermore Bank 引き上げ（る）d three 率s today.?

The Virgin 特別手当 解放する／自由な 平易な-接近 Isa can be beaten by Cheshire Building Society, which 申し込む／申し出s 1.6 per cent. There are a number of others 申し込む／申し出ing 1.5 per cent without a 特別手当, 含むing GE 資本／首都 Direct, 全国的な Building Society and 国家の 貯金 and 投資s.

The Virgin Isas 受託する 付加 deposits for 30 days after 開始, 許すing savers to 最高の，を越す up to the 十分な £15,000 when the new 限界 comes into 影響 on 1 July 2014.

付加 deposits can be made into 直す／買収する，八百長をするd-率 社債s for as long as the 社債s remain 利用できる to new 顧客s.??

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ISA DEALS OF THE WEEK

1.16% cash Isa

平易な 接近

Open a Junior Isa

解放する／自由な 基金 取引，協定ing

1.66% 利益／興味

Two-year 直す／買収する，八百長をする

1.4% AER variable

Loyaly 率

1.45% cash Isa

One-year 直す／買収する，八百長をする