Personal banking as a '軍隊 for good'? 開拓するing 倫理的な bank Triodos will 開始する，打ち上げる 経常収支 this year
- The Dutch banking group 追加するs to its UK 申し込む／申し出ing after a successful 2016
- It is the 最新の bold move from Triodos UK, led by 環境保護主義者?Bevis ワットs
- The 告示?comes as its 競争相手, Co-op Bank, continues to struggle and others are 身を引くing their 経常収支s from the market
Triodos, one of the world’s 主要な 開拓するs of 倫理的な 投資, has 確認するd it will 開始する，打ち上げる its first UK personal 経常収支 later this year.
The Dutch banking group, which says it is ‘changing the way banking is done’ by 投資するing in 商売／仕事s and organisations making ‘a 肯定的な 衝撃 on society and the 環境’, already 申し込む／申し出s UK 顧客s a 範囲 of personal 貯金 accounts, Isas and 投資 計画／陰謀s.
But に引き続いて a successful 2016 that saw it 増加する its new UK lending by 43.5 per cent to nearly £90million, Triodos is now after a greater slice of 顧客s' cash. その上の （警察などへの）密告，告訴（状） will be 解放（する）d at the bank’s AGM in London on April 26.
増加するd 利益／興味: Triodos is 支店ing out into the UK personal 経常収支 market.
This is the 最新の in a 一連の headline-grabbing moves by the bank’s UK 支店, based in Bristol.
Last September, Triodos took the 高度に unusual step of 任命するing as UK Managing Director a 借り切る／憲章d 環境保護主義者 with a PhD in 再生利用するing 戦略s, Dr Bevis ワットs.?
すぐに after, ワットs laid into the （ドイツなどの）首相／（大学の）学長’s Autumn 声明 for continuing to ‘支え（る） up a 炭素-based economy’ and doing ‘nothing to を取り引きする はびこる 燃料-poverty 予定 to inefficient homes’.
Under ワットs' stewardship, Triodos UK has continued to lend to renewables and energy efficiency 事業／計画（する）s, 含むing a new 勝利，勝つd farm in the Shetlands and the ‘Warmer Homes and Greener Communities’ 計画／陰謀 which 供給するd a £15million 基金ing pool to the social 住宅 部門.
ワットs can （選挙などの）運動をする from a position of strength. Triodos’ 2016 results, 解放（する）d last week, show the group’s managed 資産s grew by 9.4 per cent as its lending 増加するd by 14.4 per cent.
Commenting on the 人物／姿／数字s, ワットs said: ‘2016 was a 高度に successful year for us, as we 配達するd our biggest year of lending while also growing the number of our personal 貯金 顧客s.’
He 追加するd that last year’s 業績／成果 供給するd ‘an excellent 創立／基礎 from which to 開始する，打ち上げる our first ever UK personal 経常収支 later this year, but also 論証するs that more and more UK 消費者s are 活発に choosing banks that are a 軍隊 for good and a 軍隊 for change.’
Triodos continues to 財政／金融 renewables and energy efficiency 事業／計画（する）s across the UK.
Triodos’s move into the 経常収支 market comes at an uncertain time for 倫理的な banking.
Last week, the Co-operative Bank ? once 先触れ（する）d for its own moral 姿勢 ? 発表するd it is up for sale after struggling with 抱擁する losses since nearly 崩壊（する）ing four years ago. It has since been 報告（する）／憶測d the 財務省 may 開始する，打ち上げる an?独立した・無所属 調査 into the bank’s activities.
倫理的な 基金s are also 直面するing headwinds.
In October 2016, 投資するing 壇・綱領・公約 基金 専門家 明らかにする／漏らすd?that only three 倫理的な offerings made it into its 最高の，を越す 成し遂げるing 20 per cent of 基金s over 10 years.?Based on this data, 基金 専門家 said that ethically-minded 投資家s could be wise to choose better returns どこかよそで and then 寄付する some of their higher 利益（をあげる）s.
And while anecdotal 証拠 示唆するs there is a greater appetite for 倫理的な investme nt, such 基金s still （不足などを）補う only around 1 per cent of total 基金s under 管理／経営 ? a 割合 that has not really altered over the past １０年間.
The move comes at an uncertain time for 倫理的な banking に引き続いて the Co-op Bank's struggles.
Triodos appears undeterred by these 統計（学）, 推定する／予想するing its 顧客 base to rise by up to 10 per cent across 2017.?But if it 推定する／予想するs the new 経常収支 to 運動 this 増加する, it may be disappointed, によれば 産業 commentators.
James Daley, Managing Director of Fairer 財政／金融, 疑問s that a high number of 経常収支 顧客s will be tempted to switch over to Triodos.
He said: ‘Levels of switching are incredibly low, and most of those come when banks 支払う／賃金 generous switching 料金s or higher 率s of 利益／興味.?
'It is hard to imagine an 倫理的な bank like Triodos going 負かす／撃墜する that 大勝する. It’s certainly not something other 挑戦者 banks like Metro have done.?But if they can lau nch something more technologically 控訴，上告ing than the old guard, they may find they get some traction.’
In any event, Daley welcomed the arrival of a new 経常収支 provider の上に the market に引き続いて a 洪水／多発 of 撤退s.
Most recently, Yorkshire Building Society 発表するd it is scrapping the Norwich & Peterborough brand,?shutting 負かす／撃墜する the accounts of around 100,000 顧客s in the 過程.?
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