監視者 tells nine of the biggest banks 含むing Barclays, HSBC and 全国的な to give savers better 率s on instant 接近 accounts or 直面する a 厳重取締

• e-mail

The City?監視者 has 公約するd to 'take 活動／戦闘' against banks that fail to pass on 率 rises to savers, piling その上の 圧力 on the 産業.

Nine of Britain's biggest banks and buildings societies - 含むing Barclays, HSBC and 全国的な - have been 勧めるd by the 財政上の 行為／行う 当局 (FCA) to 支払う／賃金 better 貯金 率s on their instant 接近 accounts.

研究 by the regulator 設立する that on 普通の／平均（する） only 28 per cent of the Bank of England's base 率 増加するs were passed on by 貸す人s between January last year and this May.

The FCA said banks with the lowest 率s have until the end of this month (August) to 正当化する how their 貯金 製品s 会合，会う a new 消費者 義務 委任統治（領）ing 'fair 結果s' that （機の）カム into 軍隊 on Monday.

'If they are unable to do so, the FCA will take 活動／戦闘,' it 追加するd.

The new 支配するs overseen by the UK's 財政上の 行為／行う 当局 are 目的（とする）d at 妨げるing 引き裂く-offs and 予期しない 告発（する），告訴（する）／料金s

READ MORE: 'MAKE SURE IT SAYS WHAT IT IS ON THE TIN', SAYS WATCHDOG AS FINANCIAL FIRMS TOLD TO ADVERTISE PRODUCTS TO CUSTOMERS FAIRLY

The 対策 form part of the FCA's 14-point 計画（する） designed to 持つ／拘留する 貸す人s to account.

Banks have come under 開始するing 圧力 from （ドイツなどの）首相／（大学の）学長 Jeremy 追跡（する） to pass on the 利益s of higher 利益／興味 率s to savers or make it （疑いを）晴らす where the best 申し込む／申し出s can be 設立する.

In a 企て，努力，提案 to keep a lid on 急に上がるing インフレーション, 利益／興味 率s have risen from 0.1 per cent in December 2021 to five per cent last month (July 2023).

The Bank of England on Thursday is 推定する／予想するd to 勧める in its 14th 連続した 率 引き上げ（る）.

That could see 利益／興味 率s, which are at five per cent, 増加する by 0.25 or 0.5 per cent.

But while 貸す人s have raised what they 告発（する），告訴（する）／料金 borrowers, there has been little 増加する in what is paid out to savers.

It comes after NatWest on Friday 地位，任命するd bumper 利益（をあげる）s by 引き上げ（る）ing 利益／興味 支払い（額）s on its 貸付金s.

The FCA's 計画（する） also 含むs reviewing the 速度(を上げる） at which deposit 率s 申し込む／申し出d by banks change after each Bank of England 決定／判定勝ち（する） and publishing an 分析 of 率s on 平易な 接近 accounts every six months.

Sheldon Mills, (n)役員／(a)執行力のある director of 消費者s and 競争 at the FCA, said: 'We want a 競争の激しい cash 貯金 market that 配達するs better 取引，協定s for savers, where 利益／興味 率s are reviewed quickly に引き続いて base 率 changes and 会社／堅いs 誘発する savers to switch to accounts 支払う／賃金ing higher 率s.

'We welcome the 進歩 that has been made so far but this needs to 速度(を上げる） up. We will be using the 消費者 義務 to 確実にする this is the 事例／患者 - with 会社／堅いs 要求するd to 証明する to us that they are 申し込む／申し出ing their 顧客s fair value.'