NatWest follows 競争相手s with 利益(をあげる) 低迷

  • NatWest's pre-税金 利益(をあげる)s 低迷d to £1.33bn in the first three months of 2024
  • Lloyds Bank and?Barclays 明らかにする/漏らすd their first-4半期/4分の1 results earlier this week

NatWest Group is the 最新の bank to 報告(する)/憶測 much lower first-4半期/4分の1 利益(をあげる)s, まっただ中に 頂点(に達する)ing 利益/興味 率s and mortgage lending 圧力s.

The banking 巨大(な)'s pre-税金 利益(をあげる)s 低迷d by 27 per cent to £1.33billion in the 開始 three months of 2024, although this was above 分析家 期待s of £1.26billion.

Total income fell by around £400million to £3.48billion に引き続いて a 減少(する) in deposit balances and a 転換 by 顧客s に向かって 貯金 accounts 申し込む/申し出ing higher returns.

Results: NatWest's pre-tax profits slumped by 27 per cent to £1.33billion in the opening three months of 2024, although this was above analyst expectations of £1.26billion

Results: NatWest's pre-税金 利益(をあげる)s 低迷d by 27 per cent to £1.33billion in the 開始 three months of 2024, although this was above 分析家 期待s of £1.26billion

歳入s were その上の 攻撃する,衝突する by 女性 mortgage 利ざやs, まっただ中に greater 競争 in the home lending market and 期待s of ぼんやり現れるing 利益/興味 率 削減(する)s by the Bank of England.

Earlier this week, Lloyds Bank 明らかにする/漏らすd its pre-税金 利益(をあげる)s 急落(する),激減(する)d by 28 per cent to £1.63billion in the first 4半期/4分の1 of 2024.

Over the same period, Barclays' 収入s shrunk by 12 per cent because of lower mortgage lending and deposits, and いっそう少なく activity at its 投資 banking 分割.

All these banks saw their 利益(をあげる)s 急に上がる after the BoE 器具/実施するd 14 連続する base 率 引き上げ(る)s に引き続いて the 緩和するing of Covid-関係のある 制限s.

However, as the UK's インフレーション 率 has 宙返り/暴落するd 意味ありげに since 頂点(に達する)ing at a four-10年間 high of 11 per cent in 2022, 貸す人s have begun 申し込む/申し出ing more generous mortgage 取引,協定s to 顧客s.

Subsequently, NatWest's 逮捕する 利益/興味 利ざや - the difference between what banks 告発(する),告訴(する)/料金 borrowers and 支払う/賃金 savers - fell 20 basis points year-on-year to 2.05 per cent.

The FTSE 100 group's 利益(をあげる)s were also 鈍らせるd by higher operating expenses, which 大部分は 反映するd 増加するing 従業員 costs and the Bank of England 徴収する.

Nonetheless, Paul Thwaite, 長,指導者 (n)役員/(a)執行力のある of NatWest, said: '顧客 信用/信任 and activity is 改善するing, with both lending and deposits up in the 4半期/4分の1 and impairments remaining low, 反映するing our 井戸/弁護士席-diversified 商売/仕事.'

He 追加するd that he was 'pleased' with how the UK 政府 was 減ずるing its 火刑/賭ける in the bank, which now stands at under 30 per cent.

Thwaite 正式に became CEO in February after 後継するing Dame Alison Rose on an 暫定的な basis last summer in the wake of the 'debanking スキャンダル'.

Rose, the first woman to run a major UK 貸す人, 辞職するd when she was 設立する to have 違反d (弁護士の)依頼人 confidentiality by 誤って telling a BBC 新聞記者/雑誌記者 why ex-UKIP leader Nigel Farage's accounts at Coutts - a NatWest 子会社 - were の近くにd.

A review by 合法的な 会社/堅い Travers Smith later 結論するd that the bank had not broken the 法律 by の近くにing Farage's accounts, although it?criticised NatWest for 'serious failings' in its 治療 of Farage.

NatWest Group 株 were 3.3 per cent up at 299.4p on Friday morning, meaning they have grown by around 36 per cent since the year started.?

Matt Britzman, 公正,普通株主権 分析家 at Hargreaves Lansdown, said: 'Of the UK-名簿(に載せる)/表(にあげる)d banks, NatWest looks best p laced to 利益 from a higher 率 環境 as its 構造上の hedge comes off some of the lowest 率s in the 部門.'

NatWest shares have performed well since the start of the year but struggle to regain their pre-global financial crisis highs

NatWest 株 have 成し遂げるd 井戸/弁護士席 since the start of the year but struggle to 回復する their pre-全世界の 財政上の 危機 highs?