Insane 量 Aussies are 支払う／賃金ing every year in hidden 料金s to use their debit card

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A 消費者 専門家 has 明らかにする／漏らすd how shoppers are 存在 攻撃する，衝突する with hidden 割増し料金s to use their debit cards in 蓄える／店 costing them as much as $140 in 料金s every year.

Finder's 長，率いる of 消費者 研究 Graham Cooke told Daily Mail Australia many restaurants, 妨げる／法廷，弁護士業s and 小売 商売／仕事s are not 公表する／暴露するing their 料金s to 顧客s.

'People are using credit and debit cards more because of the 増加するd availability of EFTPOS machines,' he said on Wednesday.

'I can get my Big 問題／発行する (a magazine sold on the streets by the homeless) with my credit card.'?

Price comparison website Canstar 明らかにする／漏らすd in February total 料金s went up $400million last year to a whopping $4billion.?Australians are 概算の to be spending an 普通の／平均（する） of $140 in hidden 料金s.

The costs are one of the many 推論する／理由s more Australians are turning off card 支払い（額）s and 発言する／表明するing their 関心s about a cashless soceity.

Last Tuesday, a cashless movement 開始する，打ち上げるd Cash Out Day where 列s of 居住（者）s were seen standing outside banks as they waited to 身を引く money.?

A 消費者 専門家 has 明らかにする／漏らすd how shoppers are 存在 攻撃する，衝突する with hidden 割増し料金s to use their debit cards in 蓄える／店 costing them as much as $140 in 料金s every year

Using credit and debit cards to make 購入（する）s when out and about costs Australians a staggering $1billion a year

The most popular way to 支払う／賃金 with card is tap-and-go, which accounts for 95 per cent of in person 処理／取引s, and is the most expensive.

While 挿入するing a card into an Eftpos machine typically costs a merchant いっそう少なく than 0.5 per cent per 処理／取引 using contactless?ビザ and Mastercard 支払い（額） can 量 to 0.5 to 1 per cent each time for debit cards and 1per cent to 1.5 per cent for credit cards.

READ MORE:?The entire Australian island that has gone cashless - 誘発するing major （激しい）反発 as thousands 公約する to ボイコット（する） for good

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On a 購入（する） of $100 the 普通の／平均（する） cost 追加するd is 28c for EFTPOS, 52c for using the Mastercard 網状組織, 47c for using ビザ and a whopping?$1.88 for 数字表示式の 支払い（額）s provider Square.

While some larger 商売／仕事s 吸収する these costs into the price of their goods and services many smaller ones lump 顧客s with the bank 料金s.

Even some bigger 商売／仕事s 告発（する），告訴（する）／料金 for? using plastic.

While?Coles and Woolworths supermarkets 吸収する 料金s into their prices, 割引 retailer Aldi 告発（する），告訴（する）／料金s a small 基準 料金 on all card 処理／取引s.?

Mr?Cooke said it was?'肉親，親類d of impossible to use plastic in Australia and not 遭遇（する） one of these 料金s'.

A small 商売／仕事 owner 述べるd the 財政上の 貯蔵所d they are in with 数字表示式の 支払い（額）s in a Facebook 地位，任命する.?

'I run a small 商売／仕事 we were using Square to take Eftpos last 財政上の year, it cost us 40k in 料金s, we just can't 吸収する the costs. Cash is king,' they wrote.??

Mr?Cooke said the long-称する，呼ぶ／期間／用語 傾向s were away from using cash even if it costs extra.

'It does seem Aussies are choosing the convenience of plastic even though they have to 支払う／賃金 these 料金s,' he said.?

'It hasn't 傷つける the march に向かって a cashless society.?The ATM 撤退 numbers are going 負かす／撃墜する pretty 終始一貫して.

'In 2008 you are talking 80million 撤退s since then and it has been 拒絶する／低下するing 終始一貫して since.'?

商売／仕事s are slugged 料金s by the bank for every card 支払い（額） and either 吸収する those costs into their prices or 直接／まっすぐに 徴収する a 割増し料金

Those 伴う／関わるd in the Cash Day Out 抗議する 急ぐd to bank 支店s across the country to make 撤退s on Tuesday (在庫／株 image)

While many people have pointed at the Covid lockdowns as something that turbo-告発（する），告訴（する）／料金d the move away from using cash, Mr Cooke said that wasn't the 事例／患者 over the longer 称する，呼ぶ／期間／用語.?

'There was a big 減少（する） in ATM 撤退s in Covid and it has 回復するd since then but you look at where it is now the downward 傾向s it is 正確に／まさに where you would 推定する／予想する it to be without Covid happening,' he said.

'Covid has had no 影響 on the continuing 拒絶する／低下する of using cash in Australia.'

Mr Cooke said he believed the 大勝する Australia will have to 結局 is the one taken in Britain where retailers are not 許すd to 告発（する），告訴（する）／料金 extra for 支払い（額） 料金s.?

A Finder 調査する 設立する that 74 per cent of Australians think banks and card issuers should 支払う／賃金 the cost of 過程ing card 支払い（額）s with only 6 per cent thinking the 顧客 should fork it out.

会議 of Small 商売／仕事 議長，司会を務める Matthew Addison last year said the 解答 to high 割増し料金s was for the banks to 補助装置 商売／仕事s 任命する／導入する 支払い（額） machines that 適用するd a least-cost 大勝するing system, making them as cheap as possible.

Price comparison website Finder's 長，率いる of 消費者 研究 Graham Cooke said the long-称する，呼ぶ／期間／用語 傾向s were away from using cash in Australia

'The banks really need to get behind this and make it simple for 商売／仕事 to 可決する・採択する and simple to understand,' Mr Addison said.

'If we can keep the costs of doing 商売／仕事 負かす／撃墜する that means the 商売／仕事 doesn't have to 増加する their prices.

'The costs are going up and here is a way that is no cost to the 政府, no cost to the 予算 to 施行する a system that will save costs for small 商売／仕事.'

Only around 54 per cent of 商売／仕事s use least cost 大勝するing, which is an 問題／発行するd of 関心 for the Reserve Bank of Australia.?

?The central bank says if there is not an 80 per cent take-up of the 計画／陰謀 by the middle of this year it will look at making it a formal regulatory 必要物／必要条件.

Reserve Bank 知事 Michele Bullock has called on banks and 支払い（額） providers to 促進する the 計画／陰謀 and make it 'as 平易な as possible' for merchants to 選ぶ in.