Hargreaves Lansdown introduces 割引s on 主要な 基金s that will 'save typical 投資家 £1,000 over ten years'

By Adam Uren

Updated: 14:39 BST, 3 March 2014

Hargreaves Lansdown has introduced the 最新の in its flurry of price changes after 削除するing 告発（する），告訴（する）／料金s for 顧客s 投資するing in its 主要な 基金s from today.

The UK's largest ISA and 基金 仲買人 has 交渉するd lower 年次の 管理／経営 告発（する），告訴（する）／料金s (AMCs) on the most sought after 投資 基金s that （不足などを）補う its Wealth 150 and Wealth 150+ 名簿（に載せる）／表（にあげる）s, with costs 削減（する） by 0.24 per cent on 普通の／平均（する）.

The broking 巨大（な） introduced a new 0.45 per cent 年次の 料金 in January for 顧客s with up to £250,000 in its Vantage 基金 壇・綱領・公約 as part of an 産業-wide pricing shake-up, but 明らかにする／漏らすd 計画（する）s to squeeze 競争相手s by 申し込む／申し出ing 割引d individual 基金 costs.

割引s: Hargreaves Lansdown has 適用するd 減ずるd 告発（する），告訴（する）／料金s on their 主要な 基金s as of today.

And 投資家s will see the 利益 of these 割引s as of this morning, with AMCs on its Wealth 150 基金s 存在 減ずるd to an 普通の／平均（する） of 0.66 per cent from 0.75 per cent, while 基金s on its W150+ 名簿（に載せる）／表（にあげる） now cost just 0.54 per cent compared to the 基準 unbundled price of 0.71 per cent.

Hargreaves says the changes will mean an 投資家 will be nearly £1,000 better off after 10 years as a result.

長，率いる of advice Danny Cox said: 'We have 削除するd the cost of 投資するing by a ４半期/4分の1. On a typical 大臣の地位 (£30,000) an 投資家 will be nearly £1,000 better off after 10 years.

'We have used this regulatory change to put the squeeze on 基金 経営者／支配人 pricing and lead 競争 in the market.

'We were one of the 開拓するs of 割引 broking 支援する in the 1990s and Hargreaves Lansdown （弁護士の）依頼人s continue to 利益 from our 乗り気 to fight for the best possible 取引，協定s from 基金 groups on their に代わって.'

削減: Hargreaves has put together the に引き続いて example to 最高潮の場面 how 顧客s will save on their 投資s.

Hargre aves had to 精密検査する its pricing 予定 to a ぼんやり現れるing 禁止（する） on 会社／堅いs taking 基金 経営者／支配人 料金s for selling new 製品s - a system that 現在／一般に 許すs Hargreaves and 競争相手s to 申し込む／申し出 a cheap or even 明らかに '解放する／自由な' service to 投資家s, who then 支払う／賃金 for it out of （売買）手数料，委託（する）／委員会／権限.

The shake-up has led to the rise of 'clean 基金s', which are 見解／翻訳／版s of 存在するing 投資 基金s that 含む no （売買）手数料，委託（する）／委員会／権限s for 財政上の 助言者s, supermarkets or 仲買人s - just the 料金 徴収するd by the 基金 経営者／支配人.

に引き続いて the 初期の 告示 in January, Hargreaves 成し遂げるd a u-turn on its 計画（する）s to introduce an extra 告発（する），告訴（する）／料金 for people putting money into both 投資 信用s and 株, に引き続いて a （激しい）反発 from its 使用者s.

Hargreaves' Wealth 150 名簿（に載せる）／表（にあげる） was created 10 years ago and 構成するs of its favourite 基金s for new 投資 in the main 部門s. It 現在／一般に has 90 基金s.

Its Wealth 150+ 名簿（に載せる）／表（にあげる） 連合させるs 最高の，を越す 基金 管理／経営 with low 告発（する），告訴（する）／料金s, and 現在／一般に has 27 基金s on the 名簿（に載せる）／表（にあげる）, and Hargreaves 現在／一般に 申し込む／申し出s the best price on the market for 25 of them.

It says that every 基金 経営者／支配人 on its Wealth 150+ 名簿（に載せる）／表（にあげる） has outperformed their （判断の）基準s throughout their careers.

Ahead of the move, 競争相手 壇・綱領・公約 Fidelity Personal 投資するing 発表するd a 'price 約束' to 顧客s that it will refund the difference if they find the same 基金 cheaper with its competitors.

The 申し込む／申し出 will run until December 31 this year, and followed a change to its pricing model that has seen a 壇・綱領・公約 service 料金 of 0.35 per cent on 投資s of up to £250,000 introduced, 落ちるing to 0.2 per cent for those with 投資s of between £250,000 and £1million.

Click here to find This is Money's 選ぶ of the best and cheapest 投資 Isa 壇・綱領・公約s.