Money

Woodsmith was 法案d as a transformational 事業／計画（する）. Hopes were that it could produce so much fertiliser, its 経済的な value could be as much as 4 per cent of Britain's entire 国民所得. That is not how it has turned out. The bustle is 始める，決める to end within months after the 地雷's owner, Anglo American, 誓約（する）d to 劇的な 削減（する） 投資. 地元のs believe that move is 'a 災害'. We can 明らかにする／漏らす that the starting gun has been 解雇する／砲火／射撃d on 集まり 職業 削減（する）s at Woodsmith.

With the 投票s showing 労働 is very likely to form the next 政府, taxpayers will be keeping a watchful 注目する，もくろむ on what the party's 誓約（する）s mean for their 財政／金融s. 一方／合間, the 労働 Party is very keen not to put off any of those considering 投票（する）ing for it. We look at what the 提案するd 政策s mean for your 財政／金融s.

There is a popular political 経済的な narrative in the UK that the 保守的なs like to bung 税金 削減（する）s to the rich at the expense of everyone else. But an intriguing look at the 保守的なs' 税金 記録，記録的な／記録する over the past 14 years landed this week from the 学校／設ける of 会計の 熟考する／考慮するs. It 明らかにする／漏らすd that 所得税s have risen 大幅に for the highest earners but been 削減（する） for middle and lower earners.

The familiar red, 王室の Mail 中心存在 box at the corner of my street on the fringes of Richmond Park in South-West London features the cypher of Edward VII. Across the country there are still postboxes from Queen Victoria 's 統治する, which carry the letters VR - which stands for Victoria Regina. Regina meaning queen in Latin. Our postboxes are living 記念のs to the kings and queens of 広大な／多数の／重要な Britain who followed her - some 130 are 示すd with the cypher of Edward VIII, にもかかわらず his short 統治する before his abdication. More than two thirds of them carry EIIR, for the late Queen Elizabeth.

Over the past year, it has 配達するd 全体にわたる returns of just over 23 per cent while over the past five years, it has 登録（する）d a 伸び（る） of 95 per cent. 信用s with a 類似の 投資 委任統治（領） have somewhat 追跡するd in its wake. Along with two 同僚s at 投資 house Janus Henderson, Ollie Beckett runs the £739 million 信用 that is 名簿（に載せる）／表（にあげる）d on the London 在庫／株 交流. The 信用 has a diverse 大臣の地位 of 131 holdings. The biggest position - 3.1 per cent of the 信用's 資産s - is in Dutch 私的な banking group 先頭 Lanschot Kempen.

The 地位，任命する Office has moved so far from its 伝統的な roots in sending letters and 小包s that most of its income now comes from 財政上の services. So why is the 地位，任命する Office so big on banking, and what does this all mean for 顧客s and the 地位，任命する Office itself?

More than 80 長，率いるs of the UK's 主要な beer and pub companies have 調印するd a letter written by the British Beer and Pub 協会's 長，指導者 (n)役員／(a)執行力のある, Emma McClarkin, 説 their 産業 'needs fair 承認 of its unique value.' の中で the 加盟国s are the chairmen of Adnams and Harvey's breweries and the CEOs of Fuller's, Punch Pubs, JD Wetherspoon, and Stonegate Group.

No 事柄 how 広大な／多数の／重要な your idea is, many people still fail at pitching their idea 正確に, 特に when talking to 投資家s. Tim Armoo 株 the 10 most ありふれた pitching mistakes made by entrepreneurs and how to 直す／買収する，八百長をする them.

Earlier this year, we had a burst 麻薬を吸う in our 公共事業（料金）／有用性 room, which flooded the downstairs of our house. We made a （人命などを）奪う，主張する with our 保険会社, 政策 専門家. We had several problems along the way but they 結局 （機の）カム 支援する with a 人物／姿／数字 of £4,611 for the 修理s. However, the 引用するs we got from tradesmen 示唆するd it would cost more than 二塁打 that at £9,553. They said the 構成要素s alone would cost £4,600, leaving just £11 for 労働 if we 受託するd the 保険会社's payout. I knew the 保険 引用する would be a 保守的な 見積（る）, but this seems ridiculously low.

The numbers have been counted and 立証するd and the world's best-selling car of 2023 can now 公式に be 確認するd; the Tesla Model Y has taken the 栄冠を与える! The SUV from Elon Musk's American electric 乗り物 brand topped the 全世界の sales charts with 1.22m examples bought by 顧客s 世界的な. We 明らかにする／漏らす which 25 models were 購入（する）d in biggest 容積／容量s last year.

保持するing the 凍結する on the personal allowance means that a pensioner who receives the £11,500 a year 十分な 明言する／公表する 年金 and some 私的な 年金 income, will have to 支払う／賃金 所得税. 65% of those 老年の 65 and over are 支払う／賃金ing 所得税. In 2010-11, 48 per cent of pensioners paid 税金 on their income.

Whilst only enough to 安全な・保証する 551 square feet on 普通の／平均（する） in London, the 普通の／平均（する） UK house price of £340,837 would be enough to 購入（する） a five-bedroom house in the North East of England, with a square （映画の）フィート数 of 1,955, almost quadruple that of London.

The 総選挙 is 急速な／放蕩な approaching and both 労働 and the 保守的なs are jostling for 投票（する）s with 誓約（する）s to grow our wealth. This is Money's Simon Lambert 会談 to Hargreaves Lansdown's 長，率いる of money and markets Susannah Streeter, to discuss what could 嘘（をつく） in 蓄える／店 for 投資家s - and what the 政党s could do to give them a real 上げる.

運転者s have become more reliant on using 発言する／表明する 支配（する）／統制するs in their cars 予定 to major distraction 関心s around operating tech-激しい touchscreen systems, によれば a new 熟考する／考慮する. Some 52% of drivers say they feel safer asking their モーターs to change settings on the move - such as tuning to a different 無線で通信する 駅／配置する or setting a new sat-nav 目的地 - rather than fumbling to find a button or trying to work though the ever-増加するing number of menus and submenus 負担d into large and overcomplicated infotainment 陳列する，発揮するs.?

Some three in five adults play 宝くじ games 定期的に and the 国家の 宝くじ has made more than 7,200 people millionaires since it 開始する，打ち上げるd in 1994. Almost every family will have their own beliefs surrounding the game, whether it's that playing rarely-drawn numbers will 上げる your chances of hitting the jackpot or that you're more likely to be 攻撃する，衝突する by 雷 than 勝利，勝つ.

The Bank of England is 推定する／予想するd to keep 利益／興味 率s at 5.25 per cent when its 通貨の 政策 委員会 会合，会うs on Thursday. It would be the seventh time in a 列／漕ぐ／騒動 that 率s have been held at their 16-year high. 専門家s say Rishi Sunak's move to call a surprise General 選挙 has made it easier for the Bank to peg 率s. The Bank, which is 独立した・無所属, does not want to be （刑事）被告 of taking 味方するs during an 選挙運動, they 追加する.

Keir Starmer's party 約束d to look into the 提案するd £3.6bn sale of the 508-year-old 郵便の service to a 億万長者 known as the Czech Sphinx (pictured). Crucially, 労働 said it would 調査する giving 労働者s more of a say in how 王室の Mail is run. The 誓約（する） appeared to cede ground to unions 需要・要求するing that posties 伸び（る） part 所有権 of the company through a 集団の／共同の 従業員 信用.

Our writer Harry Wallop splashed £100 at 'shop like a 億万長者' Chinese website Temu which is attracting 抱擁する numbers of new 顧客s from the UK. Temu attracted 12.6 million 月毎の active 使用者s in the UK last month. That's not as big as アマゾン, which had 20.4 million British 顧客s, but it dwarfs the shopper numbers on John 吊りくさび's website (3.6m) or Argos (3.8m - and it only arrived in the UK in April last year.

Cheap Chinese electric cars could soon become more expensive to buy after the European Union 発表するd 計画（する）s to 攻撃する，衝突する EV 輸入するs with 付加 関税s of almost 50% from next month. It comes after the European （売買）手数料，委託（する）／委員会／権限 last year 開始する，打ち上げるd an 調査 into the Chinese EV 部門 on the 支援する of 関心s from EU car 製造者s that they are 伸び（る）ing an 不公平な '競争の激しい 辛勝する／優位' thanks to their 政府-subsidised cheaper prices. The 決定／判定勝ち（する） now 危険s 誘発する／引き起こすing a 貿易（する） war with 中国 if the 問題／発行する cannot be 解決するd in the coming days.

More parents are choosing to go 私的な when their child needs を締めるs, as 患者s in some areas 直面する waits of around two years on the NHS. New 研究 has 明らかにする／漏らすd how much the 治療 may cost, with parents in some parts of the UK having to 爆撃する out an 普通の／平均（する） of nearly £4,300.

I 現在／一般に have two 年金s, a defined 出資／貢献 personal 年金 and a Sipp. I was going to take the 25 per cent 税金-解放する／自由な 量 from both, and then leave the 残り／休憩（する） 投資するd without taking any money from them for a number of years and continue to 与える／捧げる. Are there any 制限s on doing this I should know about?

Dividing 資産s in a 離婚 is challenging enough but it can become even more fraught when 決定／判定勝ち（する）s 影響する／感情 what you might be able to leave your loved ones in 未来. 相続物件 税金 only starts becoming an 問題／発行する if you have 資産s 価値（がある） £325,000 上向き, or £650,000 while you are still married, but there are other 問題／発行するs for people who are いっそう少なく 井戸／弁護士席 off to consider.

A one-bedroom cliff-味方する cottage that appeared in BBC's Poldark has sold for £423,000. Bidding for the 所有物／資産／財産, which?has 見解（をとる）s over one of Cornwall's best beaches, began on Monday at a?guide price of £395,000 before nearly £30,000 was 追加するd to the value over two days of 申し込む／申し出s. によれば auctioneers, the 所有物／資産／財産 has the 可能性のある to be transformed into a 'Grand-Designs style 事業／計画（する）'.?

Polestar - the Swedish racing-奮起させるd EV brand - has finally got more than one car to 申し込む／申し出 買い手s. We review the new Polestar 3 in Madrid, to see if 運動ing 業績／成果, 範囲, practicality and design is 価値（がある） the £75k+ price tag.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.