Sharp rise in 賃貸しの 詐欺 含むing 偽のing payslips, as tenants 捜し出す to fight off 競争

  • Tenant 詐欺 rises 140% in a year まっただ中に 猛烈な/残忍な 競争 in the market
  • 詐欺 含むs 偽の payslips and 指名するing companies that do not 存在する

安全な・保証するing a 賃貸しの 所有物/資産/財産 has been a 競争の激しい 商売/仕事 for tenants in 最近の years as 需要・要求する continues to はるかに引き離す 供給(する).

With that 競争 comes the need for tenants to 現在の themselves in the best possible light to landlords if they are going to 調印(する) the 取引,協定.

However, the lengths some would-be tenants are 用意が出来ている to go to has taken a turn in the past year まっただ中に a sharp rise in the 量 of 詐欺, 含むing producing 偽の payslips.

The 量 of 詐欺 の中で tenants jumped 141 per cent last year compared to 2022,?によれば 分析 by 言及/関連ing 専門家s Goodlord.

Some tenants are resorting to fraud in order to secure a new home amid a fiercely competitive rental market

Some tenants are 訴える手段/行楽地ing to 詐欺 ーするために 安全な・保証する a new home まっただ中に a ひどく 競争の激しい 賃貸しの market

It 示唆するs some tenants feel they have no 選択 but take extreme steps to 確実にする they are in the running for a 賃貸しの 所有物/資産/財産.

Goodlord analysed a 見本 of 300,000 tenancy 使用/適用s from 2022 and compared it to a 類似の number last year.

In 2022, 1.2 事例/患者s of 詐欺 were 選ぶd up for every 1,000 使用/適用s. Last year, that rose to?2.9 事例/患者s in every 1,000, a rise of 141.6 per cent 毎年.

The most ありふれた form of 詐欺 (悪事,秘密などを)発見するd in the data was payslip 詐欺.?

This is where tenants either 上げる their income or edit its source, such as changing a company 指名する.

And the methods 存在 used to carry out this type of 詐欺 範囲 from basic editing through to the use of ソフトウェア, such as photoshop.

The 詐欺 doesn't stop at 偽の payslips. Other 詐欺 選ぶd up during the past year by the 詐欺 fighting 専門家s 含むs 誤った パスポート images.?

Others flagged up as 怪しげな on an 使用/適用 含む salary 宣言s not matching up with bank 声明s.

And there may also be 雇用者 言及/関連s from companies that don't 存在する or doctored 文書s where different fonts are used.?

Last year, Goodlord (人命などを)奪う,主張するd that payslip 詐欺 accounted for 58 per cent of all 詐欺 事例/患者s (悪事,秘密などを)発見するd, and that just one of these slipping through could cost the スパイ/執行官 a lifetime landlord value of £10,000.

While 言及/関連ing teams can be trained to 位置/汚点/見つけ出す inconsistencies in tenant 使用/適用s, 詐欺 can also be (悪事,秘密などを)発見するd with the help of Open Banking and AI 道具s, which can help 位置/汚点/見つけ出す repeat 違反者/犯罪者s.

What do 詐欺 専門家s look for??

Through a combination of tech and human review, 確かな things can 旗 a tenant's 使用/適用 for a 賃貸しの 所有物/資産/財産 as 怪しげな.

These 含む:

  • Salary 宣言s not matching up with bank 声明s
  • Photos on ID 文書s not matching up with the 'selfie' photo 確定/確認 that an applicant 服従させる/提出するs
  • 不正行為s flagged by Open Banking
  • Doctored 文書s, such as seeing misalignments or different fonts on 文書s
  • 雇用者 言及/関連s coming from companies that don't 存在する
宣伝

What happens if an 使用/適用 is fraudulent??

同様に as 封鎖するing an 使用/適用, any fraudulent (警察などへの)密告,告訴(状) or 文書s 供給するd by a 見込みのある tenant is 'logged internally for 未来 use' so any 未来 出来事/事件s can be 選ぶd up quickly, によれば Goodlord.

詳細(に述べる)s of tenants 伴う/関わるd in 確認するd 詐欺 are also 追加するd to CIFAS, the 国家の 詐欺 database.?

This could have serious 関わりあい/含蓄s for applicants if they try to 適用する for 確かな types of 財政/金融 in the 未来.

Details of tenants involved in confirmed fraud are added to the national fraud database, which could have serious implications for applicants if they try to apply for finance in the future

詳細(に述べる)s of tenants 伴う/関わるd in 確認するd 詐欺 are 追加するd to the 国家の 詐欺 database, which could have serious 関わりあい/含蓄s for applicants if they try to 適用する for 財政/金融 in the 未来

Nishma Parekh, of Goodlord, said: '詐欺 can come in many forms. In some instances, tenants who are desperate to 安全な・保証する a propert y think bumping up their salary will help 調印(する) the 取引,協定.

'Given the 現在の 圧力s on the 住宅 market, it's 理解できる as to why we're seeing a rise in this type of 詐欺.

'However, this is inadvisable as you could 結局最後にはーなる on the 国家の 詐欺 Database, 衝撃ing 未来 職業 prospects and other life events such as 安全な・保証するing 貸付金s.

Given the 現在の 圧力s on the 住宅 market, it's 理解できる as to why we're seeing a rise in this type of 詐欺. However, this is inadvisable as you could 結局最後にはーなる on the 国家の 詐欺 Database, 衝撃ing 未来 職業 prospects and other life events such as 安全な・保証するing 貸付金s
Nishma Parekh - Goodlord?

'And, of course, there is also a much darker 味方する to 詐欺, such as 犯罪のs using 誤った IDs to 安全な・保証する 所有物/資産/財産s, or people who are looking to 調印する tenancies using (1)偽造する/(2)徐々に進むd 文書s.

'As the 道具s used to commit 詐欺 grow more sophisticated and personal (警察などへの)密告,告訴(状) is ますます digitised, it's 決定的な that landlords and スパイ/執行官s can 接近 the cutting-辛勝する/優位 科学(工学)技術 designed to fight 支援する - ones that can 保護する them and 確実にする they can let their 所有物/資産/財産s out in good 約束.

'Through 統合,差別撤廃s with payroll providers, HMRC, the 詐欺 database and Open Banking, 技術d teams and tech 解答s are helping 取り組む 詐欺, making it ますます hard for bad actors to game the system.'

It comes まっただ中に a sharp rise in 賃貸しの values since the start of the pandemic.

の中で the 最新の findings, Zoopla 示唆するd that rents have risen 29 per cent?since just before the start of the pandemic.

While the 率 of growth in 賃貸しの prices has 緩和するd during the past year, they are still 意味ありげに higher than four years ago, the 所有物/資産/財産 website said.

The 普通の/平均(する) rent in Britain was £948 a month in January 2020, and has risen to £1,223 today, the 所有物/資産/財産 portal says.

North London 広い地所 スパイ/執行官 Jeremy Leaf,said: 'The 増加する in 詐欺 or 可能性のある 詐欺 is unsurprising because we have noticed in our offices over the past few years a 限定された uptick in 試みる/企てるs to defraud the system. Fraudsters are becoming very sophisticated and it can be difficult, without specialist knowledge or 器具/備品, to see through it.

'However, one has to try, relying on letting スパイ/執行官s who should have a good idea of what to watch out for, 同様に as using your own intuition.

'言及/関連 機関s are relying on biometric facial 承認 to sort the good from the dishonest. This is complemented by AML 規則s, which HMRC are very keen to toughen up, to make sure as little as possible 落ちるs through the 割れ目s because (犯罪,病気などの)発見 率s have been so low の中で 所有物/資産/財産 people in 最近の times.

'We heard of one 事例/患者 recently where a tenant had rather amateurishly tried to distort their bank 声明s ーに関して/ーの点でs of changing the dates. It was hard to tell apart from the typeface they used was わずかに different and when challenged they withdrew their 使用/適用.'

> Are you a landlord that was a 犠牲者 of 賃貸しの 詐欺? Get in touch: myra.butterworth@mailonline.co.uk?