Britain's most expensive and cheapest places to buy or rent a home 明らかにする／漏らすd

• e-mail

The most expensive and cheapest places to buy or to rent in Britain have been 明らかにする／漏らすd.

Aberdeen 最高の，を越すs the 名簿（に載せる）／表（にあげる） of the cheapest cities for first-time 買い手s, while the most expensive is perhaps no surprise, London, where 普通の／平均（する） prices tend to be higher than the 残り／休憩（する） of the country.

It is a 類似の picture for the most expensive places to rent, with the 資本／首都 階級d 最高の，を越す of that 名簿（に載せる）／表（にあげる） too.

On the flipside, tenants are also 要求するd to 長，率いる north if they want to live in the cheapest city to rent, Carlisle, in Cumbria.

The cheapest cities for first-time 買い手s and tenants have been identified by Rightmove

The 人物／姿／数字s were based on 月毎の mortgage and rent costs.

Home 購入（する） 人物／姿／数字s calculated by Rightmove assumed that first-time 買い手s in Scotland and むちの跡s have a 20 per cent deposit, and first-time 買い手s in England have a 25 per cent deposit.

The size of deposit was based on 普通の／平均（する）s from UK 財政／金融, which 明らかにする／漏らすd that more first-time 買い手s are choosing longer 返済 条件 to 改善する their affordability.

As such, the 返済 称する，呼ぶ／期間／用語 used in the Rightmove 計算／見積りs was 35 years. Rightmove also assumed that the typical first-time 買い手 所有物／資産／財産 had two bedrooms or いっそう少なく.

Aberdeen 最高の，を越すs the 名簿（に載せる）／表（にあげる） 収集するd by Rightmove of the cheapest cities for first-time 買い手s

The 普通の／平均（する） asking price in Aberdeen is £102,601, with the 普通の／平均（する） 月毎の mortgage 支払い（額） at £406 a month.

The most expensive city is followed by Bradford with an 普通の／平均（する） asking price of £107,929 and Sunderland, which is 階級d third with an asking price of £111,263.

For those in the 賃貸しの market, the most expensive place to rent outside of London is Oxford, where an 普通の／平均（する） two-bedroom or small home costs £1,561 a month.

At the other end of the 規模, the cheapest city for a tenant who is looking for a two-bedroom or smaller 所有物／資産／財産 is Carlisle where such rents are £607 a month.

Mortgage 率s are わずかに higher than a year ago, but have stabilised since the 頂点（に達する） in July 2023.

Rightmove explained that this has helped those looking to move at the start of this year.

The 普通の／平均（する） mortgage 支払い（額） for a typical first-time 買い手 looking at a 所有物／資産／財産 with two bedrooms or いっそう少なく is £53 more than a year ago, compared to £81 for tenants.

It means that those who can afford to save a good sized deposit of at least 20 per cent, it is cheaper to 支払う／賃金 a 月毎の mortgage than rent in each of the largest cities in Britain.

Winchester is の中で the most expensive cities for first-time 買い手s looking for a 所有物／資産／財産 with two bedrooms or より小数の

示す Harris, of mortgage 仲買人 SPF 私的な （弁護士の）依頼人s, said: 'We remain a nation of aspirational homeowners, にもかかわらず higher mortgage 率s and the difficulty in raising a deposit.?

'Renting may give more 柔軟性 but also いっそう少なく 安全 and crucially ends up costing more than buying your own place.

'However, the high cost of home 所有権, 特に in London and the south east means that it's 事実上 impossible to get on the 住宅 ladder without 財政上の 援助 from family members.?

'Longer mortgage 条件 are 必然的な as borrowers try to make the 月毎の costs more affordable but of course they will end up making many more 支払い（額）s over an 延長するd period of time.?

'It is 価値（がある） 選ぶing for a longer 称する，呼ぶ／期間／用語 to help with the affordability 計算／見積りs and then trying to overpay to 減ずる the 称する，呼ぶ／期間／用語 and 利益／興味, as and when you can afford to do so.'

Carlisle in the country of Cumbria is the cheapest city for those looking to rent

一方／合間, 急に上がるing rents across Britain mean that the cost of renting a two-bedroom or small home has 増加するd by 39 per cent in the last five years.

This compares to a jump of 19 per cent in the cost of buying a 類似の type of 所有物／資産／財産.

Best mortgage 率s and how to find them

Mortgage 率s have risen 大幅に after the Bank of England's raised base 率 速く.

The Bank is now 持つ／拘留するing 率s and 推定する／予想するd to 削減（する） - 主要な to mortgage costs comin g 負かす／撃墜する - but 取引，協定s remain far more expensive than two or five years ago.?

If you are looking to buy your first home, move or remortgage, or are a buy-to-let landlord, it's important to get good 独立した・無所属 mortgage advice from a 仲買人 who can help you find the best 取引，協定.?

To help our readers find the best mortgage, This is Money has partnered with 独立した・無所属 料金-解放する／自由な 仲買人 L&C.

Our mortgage calculator?力／強力にするd by L&C?can let you filter 取引，協定s to see which ones 控訴 your home's value and level of deposit.

You can also compare different mortgage 直す／買収する，八百長をするd 率 lengths, from two-year 直す／買収する，八百長をするs, to five-year 直す／買収する，八百長をするs and ten-year 直す／買収する，八百長をするs, with 月毎の and total costs shown.

Use the 道具 at the link below to compare the best 取引，協定s, factoring in both 料金s and 率s. You can also start an 使用／適用 online in your own time and save it as you go along.

> Compare the best mortgage 取引，協定s?利用できる now

宣伝

Rightmove （人命などを）奪う，主張するd that even if a first-time 買い手 had a smaller deposit of 15 per cent and sought to 返す their mortgage over a shorter mortgage 称する，呼ぶ／期間／用語 of 25 years, it would still be cheaper to 支払う／賃金 a mortgage than rent in 39 out of Britain's 50 largest cities outside of London.

Rightmove's Tim Bannister said: 'These 最新の 人物／姿／数字s 最高潮の場面 why so many people remain 決定するd to get の上に the ladder, as the 急に上がるing costs of renting has meant buying has remained attractive even with higher mortgage 率s.

'Longer mortgage-条件 are becoming more ありふれた as a way to 改善する 全体にわたる affordability and 減ずる 月毎の 支払い（額）s, though first-time 買い手s should be aware of what they are 支払う／賃金ing in 利益／興味 compared with their actual mortgage.

'Without 改良s to the 供給（する） of good 質, affordable 賃貸しの homes in 広大な／多数の／重要な Britain, owning your own home is likely to continue to be the end-goal for those that can get their deposit together, and borrow what they need to from a mortgage 貸す人.'