海軍大将 警告するs on higher 賞与金s

By This Is Money
Updated: 11:04 BST, 14 January 2005

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CAR 保険会社 海軍大将 today 警告するd of higher 率s in 2005 as it 試みる／企てるs to ride out 期待s of a 悪化／低下 in 産業 profitability.

The group, which 含むs the brands elephant.co.uk, Diamond and Bell Direct, said it planned for slower 政策 growth this year bu t wider 利ざやs.

海軍大将 saw its own 率s 落ちる 2% in 2004 and said the 産業 as a whole was を締めるd for a 漸進的な 拒絶する／低下する in profitability as 賞与金 インフレーション fails to keep pace with the rise in （人命などを）奪う，主張するs costs.

A 声明 said: "海軍大将 has already 器具／実施するd the first of a planned 一連の 率 増加するs for 2005. This 反映するs our 計画（する） for 2005 of decelerating 政策 growth and 広げるing 利ざやs 親族 to 産業 普通の／平均（する）s."

In 2004, 海軍大将 sold 557,000 new 政策s, compared with 383,000 in 2003, as 需要・要求する from online 顧客s continued to 強化する. The company said its 株 of the internet market remained わずかに above 20%.

As a result of the growth, 海軍大将 said its maiden 始める，決める of 人物／姿／数字s - 予定 to be 発表するd on 21 March - would be in line with 期待s. 分析家s are looking for 利益（をあげる）s in the 地域 of £97.9m and £101.6m. Looking to 2005, 海軍大将 said it was 確信して that its 商売／仕事 model would 許す it to outperform the car 保険 market as a whole.

株 in the company began 貿易（する）ing in September in a move that valued 海軍大将 at more than £700m and 手渡すd windfalls 普通の／平均（する）ing £39,000 to its 1,450 staff. Most of its 労働者s are 雇うd at call centres in Cardiff and Swansea.