Millions of people 世界的な 蓄える/店 their credit and debit cars on their smartphone to 除去する the need of carrying around too much plastic.?

But a TikTok ビデオ has 警告するd that 使用者s shouldn't link their bank accounts to 数字表示式の 支払い(額) apps like?Samsung?Wallet and Apple 支払う/賃金.

TikTokers Dean and Alexis, who 申し込む/申し出 財政上の advice on their account, 勧めるd 使用者s to instead only have their credit cards linked.

The 推論する/理由 is if someone steals your smartphone they can 接近 the 蓄える/店d (警察などへの)密告,告訴(状) to send themselves money - 最終的に draining your bank account.?

'Losing your phone is often the modern age's 同等(の) of losing your wallet,' Verizon 警告するd on its 場所/位置.?

'Smartphones 含む your credit cards, 接触する (警察などへの)密告,告訴(状), calendars, personal photos, and social マスコミ accounts, の中で other personal data,' it cont inued.

'If your phone ends up in the wrong 手渡すs, a plethora of 価値のある (警察などへの)密告,告訴(状) could be disseminated or 偉業/利用するd.'

Dean and Alexis 地位,任命するd a ビデオ advising テレビ視聴者s to 除去する their bank account from any of the 支払い(額) systems on your 装置s 含むing Google 支払う/賃金, Apple 支払う/賃金 and even apps like Starbucks.

'Just don't link your checking,' Dean 警告するd when he was asked if Apple 支払う/賃金 is a 安全な 支払い(額) method.?

'Link your credit card to it. If you wanna be 安全な, 除去する your debit card from that,' he advised.

The ビデオ 含むd a 返答 from a 使用者 who 地位,任命するd: 'My phone got stolen and they apple cashed themselves $700.'?

TikTokers Dean and Alexis, who offer financial advice on their account, posted a video telling viewers to remove their bank account details from payment apps like Apple Pay on their phone

TikTokers Dean and Alexis, who 申し込む/申し出 財政上の advice on their account, 地位,任命するd a ビデオ telling テレビ視聴者 s to 除去する their bank account 詳細(に述べる)s from 支払い(額) apps like Apple 支払う/賃金 on their phone

While it is 不明瞭な how the 使用者 had money stolen, the only way it would happen if the どろぼう was able to bypass their iPhone's passcode.?

Apple has 明言する/公表するd that its 数字表示式の 支払い(額) system is 'safer than using a physical credit, debit, or prepaid card.'

The 推論する/理由 存在 is that the tech 巨大(な) takes the extra step of encrypting the data so that your actual card (警察などへの)密告,告訴(状) isn't even in your iCloud.?

Samsung also?要求するs 使用者s to authenticate every 処理/取引 and does not 蓄える/店?支払い(額) (警察などへの)密告,告訴(状) on? servers and account 詳細(に述べる)s are not 蓄える/店d on 装置s are 株d with merchants.

With a credit card, 使用者s can easily 論争 the 告発(する),告訴(する)/料金s before they are 過程d.

But bank 移転s are typically instant - so thieves can make off with your 基金s in a second.?

While Dean was very much against linking bank accounts to 数字表示式の wallets, テレビ視聴者s of the TikTok argued that it was the safest bet.

'I'm a cybersecurity engineer, I would recommend using 支払い(額) methods such as Apple 支払う/賃金,' 使用者 John Stevens 株d.?

'It's 極端に 安全な. With physical cards the 蓄える/店 gets your card number. Apple 支払う/賃金 生成するs a one time use' card number' that even if it's stolen they can't use again,' another テレビ視聴者 of the clip replied.??

But other TikTok 使用者s (機の)カム to Dan's 救助(する).

“I’ve used Apple 支払う/賃金 for years without 問題/発行する. I agree, NO debit or checking account tie-in,” one テレビ視聴者 地位,任命するd.

“I agree 100%,” another 株d.