Some drivers are 軍隊d to choose between buying food or car 保険, 国民s Advice 警告するs MPs

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Some 世帯s are 存在 軍隊d to choose between buying food or car 保険, charities are 警告.

運転者s are grappling with 抱擁する 増加するs in 保険 costs, with the typical driver 支払う／賃金ing £543 to insure their car at the end of 2023?- up from £434 in 2022.

In 返答, MPs on the 財務省 Select 委員会 have 開始する，打ち上げるd an 調査 into the cost of モーター 保険.

Speaking to the 委員会, charity 国民s Advice said a growing number of drivers were unable to afford 保険 - and were even 存在 軍隊d to 選ぶ between buying groceries or car cover.

急に上がるing: Car 保険 costs have 加速するd in 最近の years

国民s Advice 主要な／長／主犯 政策 経営者／支配人 David Mendes da Costa said: 'That's the 状況／情勢 that people are coming to us with.?

'That's why it is 必須の for us, and the FCA [財政上の 行為／行う 当局], to be looking into whether we are seeing fair value in this market.'

Da Costa 追加するd the people 攻撃する，衝突する hardest by the 賞与金 増加するs were those on lower incomes, who paid £250 more on 普通の／平均（する） for car cover.

Last year more than half of 国民s Advice 助言者s 報告（する）／憶測d seeing 顧客s cancelling car 保険 予定 to cost, up from 5 per cent in 2002.

'For us the 批判的な 関心 is affordability and people not 存在 able to 接近 these 製品s', Da Costa said.

全体にわたる, the 普通の／平均（する） driver now 支払う／賃金s 70 per cent more to insure their car than they did 10 years ago - £627 now versus £370 in 2013.?

保険会社s have defended price 引き上げ（る）s by 説 their own costs have risen, 含むing the cost of car 修理 and 交替／補充 乗り物s, 同様に as rising 窃盗s.

Car 保険 賞与金s may even keep rising if these 圧力s carry on,?協会 of British 保険会社s director of 規則 Charlotte Clark told MPs.

The 委員会 is also 調査（する）ing higher 支払い（額）s made by 顧客s who 支払う／賃金 for car 保険 月毎の, not 年一回の.

支払う／賃金ing 月毎の 普通は means 支払う／賃金ing more, and today 消費者 group Which? 設立する that some drivers are 存在 攻撃する，衝突する with 年次の 百分率 率s (APR) of almost 40 per cent.

Which? asked 39 car 保険会社s and 34 home 保険会社s what APRs were 存在 適用するd to 月毎の 支払い（額）s, and, where there was more than one 率, why.

For car 保険会社s, the highest 率 was 1st Central's 39.11 per cent - it 告発（する），告訴（する）／料金s between 5 per cent and 39.11 per cent, giving each 顧客 a personal 利益／興味 率 after a credit 危険 査定／評価.

First Central told Which?: 'We understand it is important to 顧客s that we keep the price of 保険 as low as possible ? and （判断の）基準ing tells us that we are 競争の激しい for both 年次の 賞与金s and for those that wish to 支払う／賃金 月毎の through a credit 協定.'

The 普通の／平均（する） 率 across 27 providers that 告発（する），告訴（する）／料金 利益／興味 and 公表する／暴露するd their 率 was 23.37 per cent.

Only two car 保険会社s asked - NFU 相互の and Hiscox - said they do not 告発（する），告訴（する）／料金 利益／興味 on 月毎の 返済s.

Ten car 保険会社s 辞退するd to 公表する／暴露する their 率s to Which? - AXA, 予算, Dial Direct, Esure, First 代案／選択肢, Geoffrey 保険, Nutshell, Sheilas' Wheels, Swiftcover and Zenith.

Which? director of 政策 and advocacy Rocio Concha said: '運転者s need car insur ance to be on the road 合法的に and the 広大な 大多数 of mortgage 貸す人s will 主張する on homeowners having cover - yet those who can't afford to 支払う／賃金 for their 賞与金s all in one go are 存在 penalised with 注目する，もくろむ-watering 率s of 利益／興味.

'The regulator has been （疑いを）晴らす - 支払う／賃金ing for 保険 月毎の is a 税金 on 存在 poor and it's shocking to see providers still trying to 正当化する the practice.?

'Given many 会社／堅いs' 利益／興味 率s don't seem to 反映する the modest 危険 they're taking on, 顧客s 支払う／賃金ing 月毎の are 存在 告発（する），告訴（する）／料金d 不均衡な more than those 支払う／賃金ing 毎年.'