DIY 投資するing

The （ドイツなどの）首相／（大学の）学長's 告示 that a new British Isa will be rolled out to 投資家s has thrown up many questions. Many will be wondering which 投資s will qualify, when the extra £5,000 British Isa allowance will arrive, and who it will 利益. While some in the 投資 産業 are 疑わしい about the 告示, 投資家s seem keen. Here is everything we know so far.

全世界の 政府 社債 markets are 広大な and 影響する／感情 everyone who 支払う／賃金s 税金, saves or 投資するs. But it's often hard to tell what's going on when there's a 殺到する in 社債 buying or a sell-off because the jargon used by 産業 insiders can be pretty impenetrable. We unscramble it here to help everyone else fathom what's going on.

投資家s have not had an 平易な time of it trying to make money from their 投資s in 2023. But looking at the bigger picture, 投資するing is the best path to 蓄積するing long-称する，呼ぶ／期間／用語 wealth. We look at 投資 信用s with a （株主への）配当 産する／生じる of over 5%

I want to buy 株 in Nvidia but I'm not sure where to start. Its 株 have had a phenomenal time of it in 2023, but have I 行方不明になるd the boat? The 株 have risen by an 驚くべき／特命の／臨時の 230 per cent over the last year, and by 67 per cent in the last six months alone.

Even ardent 信奉者s in long-称する，呼ぶ／期間／用語 投資するing will have given serious thought to joining the dash to cash over the past 12 months or so. Many コースを変えるd cash that would have 普通は gone into 投資 accounts into 貯金 取引，協定s instead. But as インフレーション has come 負かす／撃墜する and 利益／興味 率s look to have 頂点（に達する）d, those 最高の 貯金 率s are long gone.

One of the gloomier activities I have been （打撃，刑罰などを）与えるing on friends and 同僚s, まっただ中に conversations about rising 退職 ages, is to encourage them to look up their 'death day'. It can feel morbid and a little depressing. It need not be. The Stoics and other philosophers would argue that 星／主役にするing at your own mortality is life 断言するing; a 思い出の品 to get on and enjoy it. It's also a 軽く押す／注意を引く to think about how you'd 支払う／賃金 for it.

On the first episode of a new 一連の the 投資するing Show, Ian Lance joins This is Money's Simon Lambert to explain the 投資 philosophy that has seen 寺 妨げる／法廷，弁護士業 return 80 per cent since he and Nick Purves took over as 経営者／支配人s at the end of October 2020. Lance believes this 投資 戦略 has plenty more to come, 明言する／公表するing that the UK market is as undervalued as it was in 2008.

With インフレーション on the 病弱な, the Bank of England is now tipped by markets to 削減（する） 利益／興味 率s 多重の times in 2024. But ratesetters are keen to 押し進める 支援する on these 仮定／引き受けることs. What does this all mean for savers and 投資家s? Laith Khalaf, 長，率いる of 投資 分析 at AJ Bell, 輪郭（を描く）s what he sees on the cards for cash 貯金, 公正，普通株主権s, gilts, gold and cryptocurrency in 2024.

Much has been made of the 失敗 of 60/40 in 2022. And rightly so. Many 投資家s have put 約束 in the 戦略. It follows a ありふれた philosophy in 財政／金融, diversifying your 資産s by putting 60% in 公正，普通株主権s and the 残りの人，物 in 社債s. The theory is that 一般的に one will rise when the other one 落ちるs, helping to smooth the trajectory of the value of your 貯金; a いっそう少なく rocky ride is 特に important for those approaching 退職.

The price of gold has ロケット／急騰するd to a 記録，記録的な／記録する high 予定 to a combination of 全世界の 騒動 and 利益／興味 率 削減（する） hopes. It 殺到するd to $2,111.39 (£1,677.63) before 落ちるing 支援する. We look at whether now is a good time to 投資する in gold and how you can get （危険などに）さらす to it.

Volatile markets have derailed the 投資s of even the most experienced money 経営者／支配人s, 軍隊ing 資産 経営者／支配人s to call time on their multi-million 続けざまに猛撃する 投機・賭けるs. From rocky markets to poor 投資 戦略s and even 主張s of 甚だしい／１２ダース 不品行／姦通, 投資家s have been given a 範囲 of 推論する／理由s for 存在 left high and 乾燥した，日照りの. So what happens to your 投資 if a 基金 decides to shut up shop? Here, we explain 正確に／まさに what happens when a 基金 goes into liquidation - and whether your money will be 安全な.

Charlie Munger (pictured) died, 老年の 99, on Tuesday, 主要な to an outpouring of 尊敬の印s from businessmen, financiers and 政治家，政治屋s. While Buffett was the 星／主役にする of the show, Munger had far more 影響（力） on Berkshire than his 副／悪徳行為-chairman 肩書を与える 示唆するd. 'Berkshire Hathaway could not have been built to its 現在の status without Charlie's inspiration, 知恵 and 参加,' said Buffett.

Each month, This is Money speaks with a 上級の 基金 or 投資 経営者／支配人 and puts them to 仕事 with quick-解雇する／砲火／射撃 questions about where they would 投資する 権利 now. We want to know where they'd 投資する for the next 10 years and what they would 避ける. We will 質問（する） them on the 未来 of インフレーション, 利益／興味 率s and the 所有物／資産／財産 market. の中で other things, we will ask them for their 見解（をとる）s on gold, Tesla and Bitcoin.

You don't need to 試みる／企てる the perfect 戦略.?But be mindful of the 現在の market 気候, how much you have to 投資する and for how long, and your 態度 to 危険. 財政上の markets have been volatile of late, which makes 投資するing a large lump sum at once even more daunting than usual. But money 専門家s say if you 計画（する） to stay 投資するd for a long time it is better to get your money in the market すぐに.

Anyone wanting to save a deposit to buy their first home should consider putting money into a Lifetime Isa - and earn a 25 per cent 特別手当?on 出資／貢献s. Alternatively, the Isa can be used to save for later life, as the cash can also be taken out at the age of 60, but if it is taken out before then for anything other than a first home 購入（する） then a hefty 25 per cent 刑罰，罰則 適用するs.

Once someone has decided to start 投資するing some of their money in the 税金-（警官の）巡回区域，受持ち区域ing 避難所 of an Isa, what's the quickest and simplest way to do it? From why 投資するing makes sense, to how to manage your 危険, what DIY 投資するing 壇・綱領・公約 to use and some ideas for 基金s to 選ぶ that 投資する around the world, Simon Lambert explains what you need to know as 簡潔に as possible.