Small 商売／仕事

Smaller breweries have been 攻撃する，衝突する 特に hard by rising 利益／興味 率s and higher costs, with many relying on 負債 to 財政／金融 器具／備品, raw 構成要素s and in some 事例／患者s, operating costs. The total number of 商売／仕事 失敗s in the 部門 増加するd from 35 in 2022 to 52 in 2023, によれば data from accountancy 会社／堅い Price Bailey.

While other Chinese retailers like Shein have shaken up the 急速な／放蕩な fashion e-商業 model, Miniso has gone 長，率いる first into 小売 蓄える／店s in the UK. Inside its dazzling pink 蓄える／店s, Miniso 申し込む／申し出s its 顧客s cheap lifestyle 製品s, 同様に as plushies, arts and （手先の）技術s, and most recently beauty.

Oliver Cookson 開始する，打ち上げるd MyProtein in 2004 with just £500, before selling it to THG for millions a few years later. Now he wants to take on a new 産業, but can he replicate the same success?

The threshold at which 商売／仕事s have to 登録（する） for 付加価値税 has been raised to £90,000, as part of a 一括 of 対策 発表するd in the 予算. The 現在の threshold of £85,000 has 直面するd 批評 for putting unnecessary 圧力 and 官僚主義 on small 商売／仕事s. So how have 商売／仕事 leaders 反応するd to the uplift in the 付加価値税 threshold and does it go far enough?

A 報告（する）／憶測 by the Public Accounts 委員会 published today 明らかにする／漏らすs how HMRC's service levels have continued to 悪化する over the past year. It took on 普通の／平均（する） 16:24 minutes in 2022-23 for an 助言者 to answer the phone, up from 12:22 minutes in 2021-22.

MTD for Income 税金 Self 査定／評価 (Itsa) is 始める，決める to 取って代わる the 現在の system, so landlords and the self-雇うd will need to 服従させる／提出する 声明s 年４回の too. Today HMRC 確認するd that all 商売／仕事s and landlords 収入 over £50,000 will have to join MTD for Itsa from April 2026. This threshold will then 落ちる to £30,000 the に引き続いて April.

Standing 告発（する），告訴（する）／料金s are a 直す／買収する，八百長をするd 料金 that is paid 関わりなく how much energy you use to help with 操作の costs. They have come under 増加するd scrutiny because of 増加するing 料金s and 顧客s' 無（不）能 to 削減（する） the price of their 法案s. The 連合 of Small 商売／仕事s (FSB) （人命などを）奪う，主張するd some 供給者s were 引き上げ（る）ing standing 告発（する），告訴（する）／料金s 'as a way to inflate 法案s for small 会社／堅いs'.

Starting a 商売／仕事 doesn't need to be difficult and staying on 最高の，を越す of the 最新の 傾向s, 適切な時期s and movements that 現れる, can put you a step ahead. These are the 最高の，を越す six 傾向s I'm most excited about and are 始める，決める to 爆発する in 2024.

The Bank of Mum and Dad has long 供給するd young 買い手s with a helping 手渡す to get on the 所有物／資産／財産 ladder. But now it seems the 'bank' is 支店ing out into 商売／仕事 貸付金s, as entrepreneurs ますます turn to their parents for help. New 研究 by wealth 経営者／支配人 Charles Stanley 明らかにする／漏らすs a fifth of UK startups are 最初 基金d by 相続物件, and a その上の 19% by cash from parents.

The taxman is 割れ目ing 負かす／撃墜する on online resellers who use 数字表示式の 壇・綱領・公約s to make extra cash and failing to 宣言する it as income. However, the new 支配するs have led to some 混乱 over whether it means people doing a （疑いを）晴らす-out, or selling unwanted gifts, will be stung with 付加 税金s. We explain why the new 支配するs will have little to no 影響 on the 普通の／平均（する） online 販売人, and what it really means to be an online 仲買人.

Nearly half of SMEs are 現在／一般に using a personal credit card to 基金 their 商売／仕事, and one 専門家 says the 欠如（する） of 接近 to 基金ing is 効果的に debanking small 商売／仕事s. The 大多数 of SMEs 調査するd by Shawbrook are 現在／一般に using their own money to 基金 their 商売／仕事s.

The 税金 office will only take '優先 calls' - and will direct everyone else to its website for help. The 告示 has 刺激するd 怒り／怒る の中で MPs and 税金 専門家s, who 警告するd it could lead to taxpayers inadvertently making mistakes on their 税金 returns and 直面するing 罰金s その上の 負かす／撃墜する the line. The run up to the January 31 税金 return 最終期限 is one of the busiest periods for the 税金 office, with around 5.5 million taxpayers phoning the helpline each year.

This is a 堅い time for small 商売／仕事s. Energy 法案 support has been 悲惨な, 商売／仕事 率s are through the roof and the 歓待 産業 is crying out for support. There have been calls for the 政府 to step in and 直す／買収する，八百長をする all of these things. But if the 総理大臣 was really serious about supporting 商売／仕事, he would first sort out the mess at HM 歳入 & Customs.

Aparna moved to the UK on a 技術d work ビザ, building a career in AI before she （機の）カム up with the idea for a social 網状組織ing and dating company. She 登録（する）d the 商売／仕事 for 付加価値税 in June this year but was left waiting until October for a 付加価値税 number.

When Steph Douglas gave birth to her first child she was inundated with flowers that, 率直に, she didn't want. Although they were 井戸／弁護士席-meant, a new-born baby in 牽引する meant that caring for flowers was the last thing on her mind. Thinking she was ありそうもない to be the only new mum who thought this, she 始める，決める about gifting personalised care 一括s to her friends before 開始する，打ち上げるing Don't Buy Her Flowers in 2014.

Late 支払い（額）s to small 商売／仕事s have 攻撃する，衝突する a three-year high, with 産業 leaders calling on the （ドイツなどの）首相／（大学の）学長 and big 商売／仕事s to do more to help. Small 会社／堅いs in the 製造業の 部門 have been the worst 影響する／感情d, with 支払い（額）s made 10.1 days late on 普通の／平均（する）.

In June, the 税金 office 発表するd it was の近くにing its self-査定／評価 helpline for three months to 裁判，公判 directing queries from the helpline to the department's 数字表示式の services. Now HMRC bosses have 示すd it will 操縦する another 終結 of the helpline.

When Kevin パン職人, Richard Blane and Neal Thorne やめる their 十分な-time 職業s to start a loft 貯蔵 商売／仕事, their family and friends thought they were making the wrong 決定／判定勝ち（する）. After just one year of 貿易（する）ing, Amazing Lofts has reached £1million in sales, have a team of 35 and now they even have family and friends working for them.

David was sent a 税金 法案 for over £38,000 from HMRC and had difficulty trying to get through to anyone in the 税金 office. The sorry saga left him with 'かなりの 強調する／ストレス and worry'. After the 初期の shock of receiving the 法案, David tried to 接触する HMRC only to discover the phone line was の近くにd. It （機の）カム just a month after HMRC's self-査定／評価 helpline の近くにd for three months as part of a 操縦する for a 'seasonal' model.

This is a bit of a longshot but I have had a 商売／仕事 idea for many years but wouldn't know where to start! After losing my Dad at the age of 14 to 癌 I have always 手配中の，お尋ね者 to create a 商売／仕事 which carries on the 遺産／遺物 or love of a family member. In simple 条件 when people take out a funeral 計画（する） or even just 調印する up to the app or service they can buy gifts or upload ビデオs for 未来 dates after they have passed.

I have been very lucky that my 顧客s have remained loyal. Now that costs are 落ちるing and I am feeling more comfortable with my 底（に届く） line, I am considering cutting costs to pre-pandemic levels. Is this a good idea? Our 商売／仕事 doctor Dave Fishwick replies.

I want to buy empty 所有物／資産／財産s, renovate them by maybe using 失業した, low 技術d, ex 違反者／犯罪者s, young people who have left school 早期に. Any help would be 高く評価する／（相場などが）上がるd. This Is Money's 商売／仕事 doctor Dave Fishwick replies.

HMRC has been 支えるing its 同意／服従 department in a 企て，努力，提案 to 逆転する a sharp 拒絶する／低下する in 税金 歳入, This Is Money can 明らかにする／漏らす. A 報告（する）／憶測 by the Public Accounts 委員会 earlier this year 設立する that 税金 歳入 from HMRC's 同意／服従 work had fallen from an 普通の／平均（する） of 5.2 per cent before the pandemic, to 4.2 per cent in 2021-22.

A new 報告（する）／憶測 明らかにする／漏らすs how the children of the 1980s have thrown out the mantra that 'greed is good,' coined by Michael Douglas' 銀行業者 Gordon Gekko in the 攻撃する，衝突する film 塀で囲む Street, in favour of 'green is good'.Young professionals are shunning 法人組織の／企業の salaries, flash cars and sipping シャンペン酒 in the City, for running their own 商売／仕事, vegan lunches and 維持できる 商売／仕事s.

Whether you are a small 商売／仕事 owner or a 単独の 仲買人, choosing the 権利 bank can 上げる your 底（に届く） line. At their simplest, 商売／仕事 accounts 申し込む／申し出 a cheque and 支払う／賃金ing-in 調書をとる／予約する - but many will also give you perks like an 利益／興味-解放する／自由な in credit balance or 18 months 解放する／自由な banking to 安全な・保証する your custom. Some online banking apps even 含む services such as instant invoicing, categorising spending, and creating 付加価値税 returns. This is Money 名簿（に載せる）／表（にあげる）s the best small 商売／仕事 経常収支s on the market, and compares their 料金s, 利益／興味 and 特別手当s - 同様に as checking the small print for any caveats you might have 行方不明になるd.